Calendar of Events
Compliance Issues for Consumer Lending
a web-based seminar
Tuesday, February 12, 2008
2:30 p.m. – 4:30 p.m.
The Institute of Certified BankersTM(ICB) is dedicated to promoting the highest standards of performance and ethics within the financial services industry. This webinar has been approved for 2.5 CRCM and CLBB credits.
Consumer loans have some of the most complex compliance requirements in all of the financial industry. Plus there are coming proposals that could add to the regulatory burden. In this webinar, we explore the range of rules and regulations that apply to consumer lending such as credit cards, vehicle loans and so forth (rules specific to real estate lending are covered in another session). Learn what rules apply, when they apply, definitions of complex terms, as well as the penalties for noncompliance. We'll also point out many common violations to avoid.
Covered topics include:
Regulation Z – Truth in Lending - coverage, disclosures and advertising requirements
New credit card rules coming soon
Regulation B – Fair Lending - applications, monitoring information, and adverse action
Regulation O – Lending to Insiders - who is covered and restrictions
Regulation U – Lending on Securities and form U-1
Regulation AA – Unfair or Deceptive Acts - late fees, contract clauses, and cosigner notices
Regulation BB – Community Reinvestment Act (CRA) - community development loans
Fair Credit Reporting Act, including FACT Act changes - new rules
Carl Pry is a Certified Regulatory Compliance Manager (CRCM) and Certified Risk Professional (CRP) who works in Lending Compliance for a large financial institution in Ohio. Prior to this, Carl was a manager in the Finance & Performance Management service line for Accenture. Through his working career, as well as through his experience as a banking attorney and officer, he has provided a variety of regulatory compliance and financial performance services to financial institutions and other clients throughout the country.
Who Should Attend
This interactive session will give a basic understanding of each of these rules and is imperative for anyone performing duties in consumer lending areas of the financial institution. This includes loan officers, personal bankers, supervisors, auditors, compliance officers, trainers and others working in these types of positions.
$245 per website "seat", per session. Additional branches will receive a reduced rate of $150!
If you are unable to attend the webinar but would like to have this information for training purposes, you may purchase an audio CD, handout materials and a password to view the information online.
Refunds will be given only for cancellations received in written form 3 business days prior to the program. If your bank is unable to participate after registering, you can also select to receive an audio CD plus a special password to see the information online of the seminar at no additional charge. For assistance, please call Courtenay Pope at (404) 420-2015.
Register For This Event
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