GBA Insurance Trust, Inc.
2010 Summary of Dental Benefits for Plan # 275
Calendar Year Deductibles     
  Individual  $100
Family  $300
   
Annual Maximum Benefit (per person) $1,250
Preventive & Diagnostic (deductible waived) 100%
  Includes 2 oral exams, cleanings & x-rays per year
   
Basic Dental Services 80%
  Includes oral surgery, root canals, fillings, etc.  
   
Major Dental Services 50% *
  Includes crowns, bridges, & dentures  
     
Orthodontic Services Children Under Age 19 Only
Percentage 50%
Lifetime Maximum Benefit $1,000
For more information:    
  Dentist Network on the Internet www.bcbsga.com
  Paragon Customer Service 877-380-0193
  Claims on the Internet www.paragonbenefits.com
  Plan Certificates www.gabankers.com/GBAIT/gbaithome.asp
     
* No benefits will be paid for major services for the first 12 months.
**Reimbursements subject to usual & customary & reasonable limitations
Credit will be given for those employees covered under their prior plan.
Late enrollees will not have major services for the first 18 months.
Voluntary participation; payroll deduction under the Section 125 Plan.
Dependents covered only if the employee is covered.