About GBA University
GBA University is the virtual campus for all of GBA's learning, career planning and networking offerings that are essential for the continuing education and development for Georgia's career bankers.

GBA-U is about YOUR continued learning:

• In-person seminars

• Webinars

• Banking Schools

• AIB Courses

• Conferences

Check the GBA-U home page for all the details.

In This Issue:
Budget Time Means Making Sure Your Training is Covered
We know it is budget time out there for a lot of you. So, don't forget about the value of investing in yourself or your fellow bankers. A well-trained staff is critical to service, business growth and good bank management. So, check out all the GBA University events coming up soon and in the future. We've got some great deals, and there's a delivery channel to meet any banker's need or budget.

Learn Why Leadership GBA's Susan Keigans Keeps Coming Back to GBA-U

Susan Keigans, Executive Vice President, Planters & Citizens Bank, Camilla and Leadership GBA Executive Committee member has been a familiar face at GBA events over the past 4 years. Keigans has attended a variety of GBA-sponsored events, including the annual Marketing Conference, the Leadership GBA Conference, and the Georgia Banking School held each year at the University of Georgia.  Keigans is a member of the GBA Finance/Operations Roundtable, and regularly attends their meetings as well. Keigans said,"Each year, I look forward to attending and participating in more educational events sponsored by GBA. The knowledge and resources that I've been equipped with, along with the relationships that I've built with fellow Georgia bankers have positioned me and my bank for success."

Security Pre-Conference Workshop Offered at Compliance Conference Oct. 19

Because many Compliance Officers also wear the Security Officer hat, GBA has scheduled a bank security workshop in conjunction with the annual Compliance Conference. It will be held on Tuesday, Oct. 19, from 9-11:30 a.m. at Idle Hour Country Club in Macon. Steve Cross with SunTrust Bank, Atlanta, will bring you up to date on information related to bank robberies. Briggette Jimenez also with SunTrust Bank, Atlanta, will discuss what we need to do to maintain appropriate physical security to protect a bank and its major resource, its employees. Rounding out the workshop will be Dave Riser with RBC Bank, Alpharetta, who will give you the current trends in fraud and bank secrecy. Registration for this workshop is complimentary if you register for the Compliance Conference. Registration for the workshop only is $75. With questions, please contact Marybeth Jones at 404.420.2032 or Susie McGehee at 404.420.2010.

This is only one component of this year's Marketing and Communications Conference scheduled for Oct. 26-27 at the Cobb Galleria Centre in Atlanta. For more information or to register, please contact Marybeth Jones at 404.420.2032.

Fall Back to School with AIB Instructor-Led Online Courses
Here are the instructor-led AIB online classes offered the month of October. These courses are instructor-facilitated with weekly assignments and can be taken from your home or your office. (See the story below for more about why these courses are so great.) All you need is a computer, printer and Internet access. Classes with an asterisk * require Microsoft Excel Software. Please register two weeks in advance to secure a seat in the class.

• Analyzing Financial Statements*, 16 weeks, $505 (Oct. 12)

• Commercial Lending, 16 weeks, $425 (Oct. 18)

• Consumer Lending, 16 weeks, $425 (Oct. 25)

• Financial Accounting*, 16 weeks, $505 (Oct. 12)

• General Accounting*, 16 weeks, $535 (Oct. 18)

• Introduction to Agricultural Lending, 8 weeks, $395 (Oct. 12)

• Introduction to Trust Products and Services, 5 weeks, $275 (Oct 4)

• Law & Banking: Applications, 16 weeks, $485 (Oct. 18)

• Law & Banking: Principles, 16 weeks, $485 (Oct. 12)

• Principles of Banking, 16 weeks, $425 (Oct. 12 and Oct. 25)

• Principles of Banking Accelerated, 10 weeks, $355 (Oct. 18)

Please see the AIB Online Course Schedule for a complete listing or call GBA's Alison Moreau at 404.420.2034 with questions.

AIB Instructor-Led Online Courses; Why They Work!

Online convenience, instructor guidance and the industry's most comprehensive curriculum.

No one else offers training like AIB. The American Institute of Banking (AIB) has been the leader in bank training for more than 100 years. Today AIB offers you the same high‑quality education in a convenient online format to suit your schedule and career goals.

Here's a summary of the benefits to you:

A powerful learning experience

• Current and authoritative textbooks and readings

• Experienced online instructors with banking expertise

• Exercises and exams to test your learning

• All the value of a classroom on your schedule.

Courses you need when you want them

• From fundamental courses like AIB Principles of Banking at the start of your career, to high‑level courses for senior executives, like Analyzing Bank Performance

• More than 30 individual online courses in all

• Topics include banking basics, lending, retail banking, accounting, trust, bank management, marketing and sales, and more

• Set your schedule each week — no need to be online at a certain date or time

• Unique sessions of many courses available just for your bank.

Attention from your instructor, interaction with your peers

• All courses facilitated by an instructor who provides feedback on assignments and is available to answer your questions

• Peer interaction and discussion are an integral part of the class and maximize the learning experience

• Instructors are banking or training professionals in the industry

• The class size provides the opportunity for as much attention as you need.

Top-quality, up-to-date curriculum

• Content developed with an insider's perspective — by bankers, for bankers

• Curriculum updated as needed for accuracy and relevance to the dynamic financial services industry

• High completion rates and student satisfaction.

AIB credentials, ICB certification and college credit

• Courses may apply to more than one AIB diploma or certificate, allowing more rapid attainment of credentials and career progress.

• Courses may count toward certification by the Institute of Certified Bankers (ICB) — one of financial services' most highly respected and valued credentials

• Many courses have been reviewed by the American Council on Education (ACE) for college credit.

Call GBA's Alison Moreau at 404.420.2034 with questions.

Career Paths for Bankers - Marketing and Credit Analyst Focus

GBA University's Career Paths for Bankers^TM is the fast and easy way to identify job-specific ongoing development courses for key staff members. Check out the following upcoming opportunities for two critical bank jobs.

Head Marketing Officer

• Marketing and Communications Conference

• Community Reinvestment Act: Review & Update

• Writing the Killer Sales Letter

Credit Analyst

• Credit Scoring: Rules, Regulations, Portfolio Development & Loss Prevention

• Lending Basics for Support Personnel

• Frequent Mistakes in Lending Compliance

• Lending to Municipalities

• The SAFE Act - What Do You Have to Do, and When Do You Have to Do It?

• The Professional Credit Analyst; Part 1

• The Professional Credit Analyst; Part 2

• Analyzing Personal Financial Statements

These are just the courses offered soon. Of course, there's much more. Visit our Career Paths for Bankers^TM web site for a full listing of the 44 bank jobs, skills and competencies for each, and all GBA-U career development offerings for each. Don't forget, GBA Strategic Partner TalentQuest can also provide an enhanced performance management system based on our Career Paths for Bankers^TM. With questions, contact GBA's Alison Moreau at 404.420.2034.

Seminars: Bankruptcy, Business Continuity, IRAs, Collections, Audit and Taxes

GBA-U offers a variety of in-person seminars. Be on site with us for personal interaction with the speaker, the ability to ask specific questions, participate in peer discussions and truly have a more memorable experience. GBA-U will host the in-person seminars this fall listed below. For more details, click on the seminar of your choice. See you there

• Collections and Recovery - Oct. 13, Macon
  This seminar will provide a comprehensive overview of fundamental legal principles involved in the collection process. After completing the seminar, participants will have a working knowledge of the general collection process.

• Internal Audit - Oct. 21, Macon
  This one-day seminar will cover many of the basic concepts regarding community bank internal controls and internal audit techniques.

• Understanding Income Taxes - Nov. 17, Macon
  This class will cover the basics of your bank's income tax calculation including current and deferred tax, valuation allowances, and multistate tax. This seminar will walk through how the expense is computed, the practical aspects of making estimated payments and what creates the deferred tax balances that remain on your balance sheet.

Get Involved: Get Smart About Credit Day - Oct. 19

Changes in the economy and new legislation will likely influence the mechanics of obtaining credit. Teaching young people how best to use credit will equip them to handle adult financial responsibilities. You can help by participating in a program championed by Leadership GBA, the ABA Education Foundation's annual Get Smart About Credit Day on Oct. 19. Participation is easy, and your efforts count as qualified Personal Economics Program activities. Contact your local high school, connect with youth groups or visit college campuses and schedule a credit presentation for Oct. 19 - Get Smart About Credit Day. The ABA Education Foundation has created an excellent resource kit that contains everything you need for your presentation. Included in the kit are a video, lesson plans, hands-on activities and worksheets that youth can relate to. To order the resource kit, call the ABA at 1-800-BANKERS or visit the ABA web site at www.aba.com. With questions about the kit or the program, please call GBA's Jennifer Stevens at 404.420.2024 or Susie McGehee at 404.420.2010. Plan today to make a difference in the future of your community's young people.

Suggest a Course: Your Needs Drive GBA-U Offerings

We want to make sure we keep putting the "you" in GBA-U. If there's something we don't offer on our regular calendar, let us know what might be helpful. We'll see if we can build a special program based on your suggestion. E-bulletin readers, send our GBA-University staff an e-mail with your suggestion. Be sure to give us some idea about how you'd prefer to get the training such as an in-person seminar, webinar or other channel, and a reasonably convenient location suggestion for in-person course suggestions. Or you can fill out and fax back this form.

Like it? Pass It On, or Recommend a Subscription

If you like GBA-U Edge be sure and forward it to others at your bank. And, if you think someone at your bank should get it, send us an e-mail with their name, title and e-mail address and we'll add them to our monthly distribution. There's no better way to share and enhance the value of GBA University as a resource for your bank's continued success.

Georgia Bankers Association - 50 Hurt Plaza, Suite 1050, Atlanta, GA 30303 - Phone 404.522.1501 - Fax 404.522.9848 - www.gabankers.com