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Trust, Inc.

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Services, Inc.

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Asset/Liability Management Committee

The Asset/Liability Management Committee addresses the needs of the chief financial officer, investment officer, controller, or other financial investment officers who have an interest in financial controls, investment of bank funds, interest rate risk management, and related financial matters.

The committee sponsors an annual conference and reviews and submits positions, recommendations and information on proposed or pending legislation or regulations affecting the asset liability area of the bank.

Mr. Kenneth L. Makant, III, Chair
Vinings Bank
4135 Atlanta Road, Ste. 102
Smyrna, GA30080
(678) 384-7878

Mr. Dana Litman, Vice Chair
Quantum National Bank
P.O. Box 729
Suwanee, GA30024
(678) 889-4504

Mr. Donald J. Torbert, Jr., Group 1
Southeastern Bank
15 Trade Street
Brunswick, GA31525
(912) 261-3225

Mr. T. Heath Fountain, Group 2
HeritageBank of the South
P.O. Box 50728
Albany, GA31703-0728
(229) 878-2025

Ms. Sybil B. Smith, Group 3
The Citizens Bank of Americus
P.O. Box 1128
Americus, GA31709
(229) 928-6463

Mr. Thomas L. Redding, Group 4
United Bank
P.O. Box 1337
Zebulon, GA30295
(770) 567-2522

Mr. A. Bradford Jones, Group 5
CenterState Bank, N.A.
400 Interstate North Pky., Ste. 1200
Atlanta, GA30339
(770) 850-3401

Mr. J. Haynes Standard, Jr., Group 6
First State Bank
P.O. Box 555
Wrens, GA30833-0555
(706) 547-6502

Mr. Jeff Kovach, Group 7
Northwest Georgia Bank
P.O. Box 789
Ringgold, GA30736-0789
(706) 965-1321

Mr. Eli D. Mullis, Group 8
WB&T Bankshares, Inc.
P.O. Box 3340
Valdosta, GA31604
(229) 316-4189

Mr. Brian D. Hawkins, Group 9
Verity Bank
94 West Athens Street
Winder, GA30680
(678) 425-6381

Mr. Edward B. Pope, III, Group 10
F & M Bank
P.O. Box 280
Washington, GA30673-0280
(706) 678-5433

Mr. Barry J. Adcock, At Large
Northside Bank
P.O. Box 283
Adairsville, GA30103
(770) 877-7922

Mr. Darren Cantlay, At Large
MidCountry Financial Corp.
576 Colonial Park Drive
Roswell, GA30075
(678) 722-2891

Mr. John Dalton, At Large
Bank of America
4144 Lavista Rd.
Tucker, GA30084
(404) 607-3471

Mr. Scott M. Davis, At Large
SunTrust Robinson Humphrey, Inc.
850 Ridge Lake Blvd., Suite 400
Memphis, TN38120
901.842.3727

Ms. Beate F. Frank, At Large
Highland Commercial Bank
P.O. Box 2205
Marietta, GA30061
(678) 569-4251

Mr. C. Lynn Gable, At Large
The Bank of Georgia
100 Westpark Drive
Peachtree City, GA30269
(770) 632-5609

Mr. Paul Kirtley, At Large
KeyWorth Bank
11655 Medlock Bridge Road
Johns Creek, GA30097
(770) 753-2308

Mr. Matthew G. Reed, At Large
Morris Bank
P.O. Box 68
Gordon, GA31031-0068
(478) 628-5392

Mr. Stephen B. Weber, At Large
Ameris Bank
P.O. Box 3668
Moultrie, GA31768
(229) 890-6395

Mr. Joel E. Foster, Associate Member Representative
Raymond James | Morgan Keegan
Two Buckhead Plaza, Ste. 600
Atlanta, GA30305
(404) 240-6704

Mr. Johannes Palsson, Associate Member Representative
Angel Oak Advisory Services
3060 Peachtree Road, NW
Atlanta, GA30305
(404) 844-5539

Mr. Eric D. Wimbush, Associate Member Representative
Federal Home Loan Bank of Atlanta
1475 Peachtree Street, N.E.
Atlanta, GA30309
(404) 888-5322