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Business to Business Lending
Positive Cash Plus™

GBA has entered into a strategic partnership with fTRANS to bring Georgia banks a new commercial loan program that may be second only to residential real estate in lending potential.  fTRANS, an Atlanta-based financial service company, provides outsourced management and credit guarantees on the operating assets of the business, enabling banks to make revolving commercial loans to small and mid-sized businesses with the certainty, simplicity, and safety of real estate lending. 
 

 

Positive Cash Plus provides the bank with the opportunity of safely increasing its’ commercial lending while offering the bank’s client the advantages of outsourcing the burden and risk of granting trade credit.  The program is primarily designed for the nearly two million businesses in the United States each with sales to other businesses and governments of over $500,000 annually.  fTRANS estimates that there are more than 75,000 of these businesses in Georgia with a total lending opportunity exceeding $50 billion.

The Positive Cash Plus program provides the bank with an easy to use, online system that simplifies loan administration and makes the program very efficient to use.  The strength of collateral offered by Positive Cash Plus™ allows the bank to lend in situations where it might not have been able to otherwise, due to a lack of real estate or other collateral.  The alternative of outsourcing the loan itself creates a program that should work within the credit culture of every bank in Georgia.

For more information, please contact GBA’s Chad Wilson (404) 420-2036 or John Hayes, CEO of fTRANS, at (678) 268-4040 or by mail at:

John Hayes, CEO 
FTRANS Corp.
75 Fifth Street, NW
Atlanta, GA 30308
Phone: 678.268.4040
Fax: 678.268.4051  
 


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