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Asset Liability Management Committee

The Asset/Liability Management Committee addresses the needs of the chief financial officer, investment officer, controller, or other financial investment officers who have an interest in financial controls, investment of bank funds, interest rate risk management, and related financial matters.

The committee sponsors an annual conference and reviews and submits positions, recommendations and information on proposed or pending legislation or regulations affecting the asset liability area of the bank.


Mr. Thomas L. Redding, Chair
The First State Bank
P.O. Box 928
Stockbridge, GA30281-0278
(770) 474-7293

Mr. A. Bradford Jones, Vice Chair
Silverton Bank
2410 Paces Ferry Rd.
Atlanta, GA30339-4098
(770) 805-2080

Mr. George R. Kirkland, Group 2
Southwest Georgia Financial Corporation
P.O. Box 3488
Moultrie, GA31776-0849
(229) 873-3830

Mr. Jim D. Moore, Group 3
The Bank of Perry
P.O. Box 830
Perry, GA31069-0830
(478) 987-2554

Mr. Christopher C. Edwards, Group 4
United Bank
Operations Center
Zebulon, GA30295
(770) 567-2531

Ms. Lisa J. Maxwell, Group 5
FirstBank Financial Services
P.O. Box 3550
McDonough, GA30253-1748
(678) 583-2265

Mr. Mark Driver, Group 6
Atlantic Southern Bank
P.O. Box 27150
Macon, GA31221
(478) 476-2170

Mr. Jeff Kovach, Group 7
Northwest Georgia Bank
P.O. Box 789
Ringgold, GA30736-0789
(706) 965-1321

Ms. Laura B. Cross, Group 8
Oglethorpe Bank
3344 Cypress Mill Road
Brunswick, GA31520
(912) 264-1339

Mr. Robert Cochran, Group 9
United Community Banks, Inc.
P.O. Box 398
Blairsville, GA30512-0398
(706) 745-2151 ext.3932

Mr. Brian D. Hawkins, Group 10
Verity Bank, I.O.
94 W. Athens St.
Winder, GA30621
(770) 867-3444

Ms. Ray Adams, At Large
Stephens Federal Bank
P. O. Drawer 40
Toccoa, GA30577-0040
(706) 886-2111

Mr. Darren Cantlay, At Large
Bank of Ellijay
P.O. Box 1819
Ellijay, GA30540
(706) 698-2212

Mr. Wesley A. Dodd, Jr., At Large
Community Bank & Trust
P.O. Box 1900
Cornelia, GA30531-9853
(706) 894-3500

Mr. James P. Doyle, At Large
McIntosh State Bank
210 South Oak Street
Jackson, GA30233
(770) 775-8312

Ms. Beate F. Frank, At Large
Highland Commercial Bank
P.O. Box 2205
Marietta, GA30061
(678) 569-4251

Mr. Michael Johnston, At Large
Haven Trust Bank
6340 Sugarloaf Pky, Ste. 100
Duluth, GA30097
(678) 957-5500

Mr. Paul Kirtley, At Large
KeyWorth Bank
9925 Haynes Bridge Rd., Ste. 100
Alpharetta, GA30022
(770) 753-2308

Mr. Eli D. Mullis, At Large
Unity National Bank
P.O. Box 200308
Cartersville, GA30120
(770) 387-3000

Mr. James R. Wallis, At Large
Mountain Heritage Bank
P.O. Box 1510
Clayton, GA30525
(706) 782-3232

Mr. Joel Foster, Associate Member Representative
Morgan, Keegan & Co., Inc.
Two Buckhead Plaza, Ste. 703
Atlanta, GA30305
(404) 240-6704

Mr. Eric D. Wimbush, Associate Member Representative
Federal Home Loan Bank of Atlanta
1475 Peachtree Street, N.E.
Atlanta, GA30309
(404) 888-5322


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