Financial Directories Available
The 2010 Financial Directory is
available for purchase. If you are on our
standing order list, you should have received your copy. However, if
you are unsure or would like to be place an
order
you may contact
Kenyetta Parks at 404.420.2035.
Which Customers are Generating a Profit for Your
Bank?
If you don't know your most profitable accounts, it
is difficult to effectively manage your bank's bottom line
profit.
Fidelity National Information Services, Inc.
(FNIS) can help you learn who your most profitable customers
are and develop a plan to retain these customers.
More about how to identify customers who're generating
profit...
Looking for a No-Cost, Value-Added Customer Appreciation
Program?
Affinion Group's
Accidental Death & Dismemberment (AD&D) insurance plan is a
"Customer Appreciation" program designed to strengthen ties
with bank customers and to generate incremental revenue.
More about Affinion's customer appreciation program... |
Legislature
to Take a Break
 The
General Assembly was in session three days this week prior
to recessing all next week to continue working on finding
revenue to fill the budget shortfall. Several bills GBA has
been following received action, including legislation about
foreclosure, interchange rates, real estate taxes and bond
proceeds.
More details about bills we're tracking this week at the
State Capitol...
Georgia
Banks Loaned $26 Billion in 2009
 Yes, total loans were down, but
just looking at growth or decline in total loans is an imperfect measure
often quoted and
misused to
gauge whether banks are extending new credit to qualified
borrowers.
By our
estimate, Georgia banks made $26 billion in new loans
last year when you factor in loan-loss reserves and a
conservative 20 percent estimated loan maturity rate.
Learn how we made this estimate...
How the New
Healthcare Law affects GBA Insurance Trust Participants
Many members have
questions about if and how the new healthcare legislation affects GBA
Insurance Trust plans. In the near term, changes are minimal for GBA
Insurance Trust plans and participants, and no changes will take effect
until Jan. 1, 2011.
Here's a quick glance at some key information
related to GBA Insurance Trust plans.
Exams: GAO Asked to Study Bank Supervision
Two
prominent Congressmen have asked for an independent study of bank exam
practices and how the current regulatory environment is affecting
commercial lending, particularly commercial real estate and small
business lending. House Financial Services Committee Chairman Barney
Frank (D-Mass.) and Rep. Walt Minnick (D-Idaho) last week asked the
Government Accountability Office to assess whether bank
examiners are being "unreasonably conservative or arbitrary"
in their supervision of community banks.
More about the request to the GAO...
Important Call Report
Revisions Noted
Regulators distributed a financial institution letter (FIL)
Thursday reminding banks about several important revisions to the
Consolidated Reports of Condition and Income (Call Report) for the March
31, 2010, report date. Except for certain banks with foreign offices,
your completed Call Report must be received by Friday, April 30, 2010.
No extensions of time for submitting
Call Report data are granted. See the full
FIL for details about the changes.
Enhanced SBA Lending Extended to April 30
President Obama last week signed legislation extending the
U.S. Small Business Administration's enhancements to its two
largest small business loan programs through April 30.
Enhancements include a higher guarantee on SBA 7(a) loans
and fee relief on most 7(a) and 504 loans.
More about the extension...
Robber Gets 25 Years for GA, FL Capers
Twenty-five years in
federal prison without parole was the sentence laid down on Leonard
William Willis Jr. last week for committing eight bank robberies in
Georgia and Florida in 2009.
More about Willis' crime and punishment...
SBA Warns Small Businesses
of Scams
As a precaution, SBA is warning small businesses to be cautious if
contacted by any firm
offering to help them
obtain a loan, grant, or other federal funds from SBA.
More about SBA scam warnings...
GA Subsidizes 20,000 Jobs through Sept. 2010
Using the American
Recovery and Reinvestment Act, Georgia is subsidizing up to 15,000 teen
jobs this summer at a 100 percent subsidy. Additionally, 5,000 thousand adult jobs are
available for an 80 percent subsidy through September.
More about the jobs program...
Newsmakers
More people news...
Paul |
Read All About It --
Send Us Your News
Please remember to include the Georgia
Bankers Association on the list of recipients for
announcements about promotions, new employees and special
recognition your bank has received. We want to share your
news with your colleagues across the state. Please forward
your announcements and photos to GBA's
Lydia Thomas. |
YOUR CAREER
Career Paths for BankersTM
The 44
most-common bank job descriptions, the skills/competencies
you need to have those jobs and links to training and
development by job title.
Job Bank
Find a job, post a job
HEADLINE EVENTS
Enroll Now in
Banking School
May 2-7
New!
Executive Management Short Course
May 6-7
In coordination with Georgia Banking School
GBA Annual Convention
Liquidity Lessons
June 13-16
Leadership Conference
Ratajczak is back!
July 11-14
Security Conference
Minimizing Internal Risks
April 13-14
Rural Development and
Lending Conference
Ag Lending Regulatory Update Featured
May
13-14
Basic Deposit and Operations Compliance
Seminar
Reg. DD, E, CC Covered
April 13
Basic Loan Compliance Seminar
Reg. Z, RESPA Issues Featured
April 14-15
Managing Workouts to Optimize Portfolio Value
April 22
Legal Issues for New Account Documentation
April 27
National Teach Children to Save Day
April 27
Bank Trainer Peer Group Meeting
May 6
AIB Online Instructor Led Courses
AIB Online IRA Training
Introduction to IRAs
Webinars
Full GBA-U Calendar |
