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Overdraft Expertise
Available from John Floyd and
Associates
If your
bank needs a comprehensive and fully-compliant automated
overdraft program, please consider GBA Strategic Partner John
M. Floyd and Associates (JMFA). JMFA's Overdraft
Privilege®
is a non-discriminatory, 100-percent compliant automated overdraft
program that strengthens account holder
satisfaction and raises market share.
Learn more about JMFA
here...
Free
ABA Insurance Webinar: The 10 Most Common Questions About
Professional Liability Insurance
Policies
ABA Insurance Services will present a free product webinar
Wednesday, May 9, from 2-3 p.m. ET. Michael J. Read, ABA
Insurance Services, will lead the session His presentation will give you a better understanding of sources of
lawsuits and paid claims, key policy exclusions to avoid and how policies respond to emerging technologies such as mobile banking and cloud computing.
Learn more about this free webinar that is open to all banks and sign up here...
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Notice of Georgia Bankers Association Annual
Meeting
Edwards to be GBA Chairman; Kryder,
Brinson Nominated as
Officers
The official GBA business session of
this year's Annual Meeting will begin at 7 a.m. Tuesday, June 12,
2012, in the Vanderbilt Ballroom (A&B) of the Grove Park Inn,
Asheville, NC. At this meeting, James J. Edwards, Jr., CEO,
United Bank, Griffin, will be installed as the 123rd
Chairman of the Georgia Bankers Association. The bankers recommended by
the GBA
Nominating Committee to stand for election
to GBA office are: Chairman-elect, R. Stanley Kryder, CEO,
Midtown Bank & Trust, Atlanta; and Vice Chairman, Remer Y.
Brinson III, President and CEO, First Bank of Georgia,
Augusta. Ray Chitty, President,
Guardian Bank, Valdosta will enter his third and final year as
GBA Secretary/Treasurer. Each GBA member is entitled to cast one
vote at this meeting.
Learn more about GBA's annual business
session and register for the Annual Meeting
today...
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Edwards |
Kryder |
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Brinson
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Chitty |
Rooms Selling Out Quickly for 2012
Annual
Meeting
Rooms at The Grove Park Inn are selling out quickly for
GBA€™s
Annual Meeting. If you
have not already done so, make your reservations by calling
The Grove
Park Inn directly at
800.438.5800.
Be sure to let them know you are with the Georgia Bankers
Association group to get the discounted room rate of $239 per
night. With questions about hotel rates and availability, or the
Annual Meeting in general, please contact GBA's
Susie McGehee at
404.420.2010. Make your reservations
today!
 Governor
Signs GBA Priority
Derivatives Bill and
Others
Our thanks to Gov. Nathan Deal for signing
H.B. 886, a GBA priority bill from
the 2012 legislative session.
The new law will require derivatives exposure to be counted within a
bank's legal lending limits. The bill was necessary to conform with
a requirement in the Dodd-Frank Act. Otherwise state chartered
Georgia banks would have been unable to participate in certain
derivatives activities. One of the first bills signed by the
Governor this session was another GBA priority bill,
H.B. 683,
which
overturns a Supreme Court ruling that required a garnishment from a
court of record to be answered by a lawyer. Bank employees will now
be able to provide these administrative tasks.
Read more about
the bills Deal signed this
week...
Swap Dealer Exemption Bill Passes
U.S.
House
  A
derivatives-related bill was passed by the U.S. House of
Representatives Wednesday. H.R. 3336
by Rep. Vicky Hartzler (R-Mo.) would revise the Dodd-Frank
Act to clarify that the exemption from the swap-dealer definition
includes banks that provide interest-rate swaps for customers' loans.
Doug Williams, President and
CEO, Atlantic Capital Bank, testified to Congress in October
about why the exemption is important for community banks and their
ability to serve customers.
Get more details about the Federal
derivatives bill moving approved by the House this
week...
Westmoreland Signs on as Co-sponsor
of ATM Placard
Bill
  We
appreciate Georgia Rep. Lynn Westmoreland co-sponsoring
the bill we told you about last week
(H.R.
4367) to remove duplicative ATM fee disclosure
regulations. GBA has communicated our support of the bill to
the entire U.S. House delegation representing Georgia, and asked for
their co-sponsorship, as well.
Georgia Rep. David Scott is one of
the bill's original sponsors.
Read more about the movement to
make ATM disclosure less
burdensome...
Deposit Insurance Fund
Update
 The
FDIC staff projects that the Deposit Insurance Fund (DIF) will reach
1.15 percent by the second half of 2018 at current assessment rates. The
balance stood at $11.8 billion, or 0.17 percent, at the end of
2011, and has risen for eight straight quarters. The fund has been
recapitalized more rapidly than expected, due in part to lower than
expected costs for bank closures.
Learn more about FDIC's deposit
insurance fund
here...
No Surprise on Rates from Fed, Some
Improving
Trends
Since Dec.
16, 2008, the target federal funds rate has been set between zero
and 0.25 percent and is expected to remain at that level through
late 2014.
The Federal Open Markets Committee upgraded its economic growth forecast
with a prediction of GDP growth this year between 2.4 percent and
2.9 percent, slightly up from January's predications of 2.2 percent
to 2.7 percent. The unemployment forecast was also improved.
More
about the flattened federal funds rate
here...
CFPB News on
Overdrafts, Arbitration
Inquiry
 The deadline for comments to the
Consumer Protection Bureau about
how overdraft programs affect customers is now June 29. The
bureau extended the deadline from April 30 to allow more detailed
feedback at the request of national trade groups. Also of note from
the CFPB this week, the bureau
launched an inquiry into how arbitration and arbitration clauses
affect consumers, banks and other financial services companies.
Learn more about CFPB's comment deadline
extension relating to
overdraft
practices...
Is Your Bank's Pay Still
Competitive?
GBA is
pre-registering banks to participate in the 2012 GBA Compensation
and Benefits Survey. We distributed a pre-registration
invitation email this week to member CEOs and HR representatives.
We need at least 50 banks to pre-register
to provide data and purchase the results for us to have both a good
data set for the results as well as cover the minimum cost to GBA to
provide the survey, collect the data, provide a comprehensive report
of the results and provide the additional tools to help you get the
most value from the survey.
Click here to learn more if you or
your bank is interested in
participating...
New from GBA
and
Georgia Southern
University
Unique Performance Reports for Bank Management
Now Available
 With first-quarter earnings results rolling in, now's
the perfect
time to get a thorough snapshot of how your bank compares to peers.
We've got a great new product that can help you. GBA has partnered
with the Georgia Southern University Center for Excellence in
Financial Services to offer its BANKSTAT Management Reporting and
Analysis reports to all GBA members.
Learn more about the
new BANKSTAT reports here and find out how to
order...
Welcome
New Associate
Members
 Congratulations to
the following companies that were
approved for Associate Membership at the April 20 GBA Board of
Directors
meeting:
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Ardmore Banking Advisors,
Alpharetta,
David Molson,
SVP & Director, SE Market
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ATTUS Technologies, Charlotte,
NC,
Ryan Fedell,
Associate
-
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Billy Spain & Associates,
Alpharetta,
Billy Spain,
Broker
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Brinks, Inc., Coppell, TX,
Toni Ohmer, Marketing
Director
-
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Eaton Vance, Boston, MA,
Jim Maki, Bank
Relationship Manager
-
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FIG Partners, LLC, Atlanta,
Matthew Veneri,
Principal
-
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Glory, USA, Atlanta,
Deborah Bongiorni , Branch Automation Sales
-
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Hutchins, Clenney, Brown & Hall,
P.C., Blakely, Ron
Hutchins, Manager
-
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Moore & Symons, Inc.,
Roswell,
Pat McBurnette,
CEO
-
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NETBank Audit, Raleigh, NC,
Elizabeth Mullis, Sr.
Account Representative
-
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Protiviti, Atlanta,
Keith Keller, Managing
Director
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Strategic Management Initiatives,
LLC, Albany, Barry
Cohen, Owner
-
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VINTek, Inc., Philadelphia,
PA,
Robert Christini,
Vice President, Sales
New
AIB Self-Paced Compliance Course for
Consumer
Lenders
Learn
Techniques for Steering Clear of UDAAP
Violations
 Recognizing
and Preventing UDAAP
introduces ways to identify and prevent acts or practices that
materially increase the risk of consumers being treated in an
unfair, deceptive or abusive manner.
Learn more about this new self-paced course
and sign
up...
Key GBA
Event
Reminders
Newsmakers
Read about all the Georgia bankers making news this
week...
Send Us Your News
Please remember to include the Georgia
Bankers Association on the list of recipients for
announcements about promotions, new employees and special
recognition your bank has received. We want to share your
news with your colleagues across the state. Please forward
your announcements and photos to GBA's
David Oliver and Bogan Brannen.
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2012 Georgia Banking School
April 29-May 4
Athens
2012 Southern Operations and Technology School
April 29-May 4
Athens
Top 5 Reasons to Attend
Rural
Development & Lending Conference
May 10-11
Savannah
Understanding
Income Taxes Seminar
May 10
Macon
Advanced Consumer Lending
May 15
Macon
2012
GBA Annual Meeting
June 10-13
Asheville, N.C.
Leadership
Conference
July 22-25
St. Simons
Webinars
AIB Courses for June
Compliance Calendar
Lending Calendar
Ops/Tech Calendar
HR Calendar
Asset/Liability Calendar
Management Calendar
Security Calendar
Full GBA-U Calendar
Career Paths for BankersTM
The 44 most-common bank job
descriptions, the skills and competencies you need to have
those jobs and links to training and development by job
title.
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