ATM Access Drives More Customer Satisfaction
One of the most important things
customers look for when choosing a
is how extensive the bank's ATM network is. Customers also want to avoid
out-of-network ATM fees. GBA members can increase
customer satisfaction and attract new business with greater ATM
coverage from InterCept Switch, which was designed to
level the playing field for customers of financial institutions
with less ATM coverage.
Learn more about the surcharge-free InterceptSwitch network..
FMS Offers Specialized Marketing
and Branding for the Digital Age
Financial Marketing Solutions
(FMS), a Strategic Partner of the GBA, is a
niche branding and marketing agency solely serving the
financial services industry. FMS can help you solve the
riddle of how to attract and retain clients through digital
channels. Encouraging clients to tap into the power of
"brand" in a fresh new way, FMS empowers banks across the
country to take their marketing to the next
level--maximizing marketing dollars and delivering
measurable results to the bank's bottom line.
about the sophisticated brand strategies from FMS...
Find a job, post a job
More GBA Products and Services
GBA Guide to Bank Record Retention
BANKSTAT Management Reporting and Analysis
Connect with GBA on LinkedIn
Follow GBA on Twitter
Retirement, Pension and
Georgia Financial Directory
Thumbprint Signature Program
Interest Rate Averages by County
Extension of BASEL III Comment Period
this week responded to industry requests for an extension of the
comment period for the BASEL III regulatory capital proposals.
deadline is Oct. 22 on the three notices of proposed
rulemaking (NPRs) that would revise and replace the agencies'
current capital rules. "This extension will give GBA member banks a
better opportunity to do what regulators have asked for in comment
letters, which is to provide specific examples about how the
proposals will affect their institutions. The regulators have a lot
more work to do to get this right," said Joe Brannen,
GBA President and CEO. We are already hearing from members about the
dramatic negative effects the proposals will have on the additional
amount of capital they would have to hold, especially related to
real estate loans with balloon features, one of the most common
loans among our members. GBA has organized a task force to coordinate
its specific comment letter about the proposals and to provide
resources helpful to members. And, we have added a new
resource page to our website.
Learn more about the
extension of the comment period for Basel III...
Organizing Strategy for Answering ATM Patent Infringement Claims
A number of member banks have
received a letter in the past couple of weeks from a Savannah law
firm representing Automated Transactions LLC (ATL). The letter
informs the bank of an alleged infringement of certain patents or
pending patent applications related to the bank's ATM. We are working with Jonathan Hightower and
Walt Moeling at Bryan Cave, GBA's general counsel, to
research the issue and determine recommended strategies for
responding to the letters and answering the claims.
Find out more
about a series of conference calls we are hosting to help members
who have been contacted understand their options...
TAG Extension Gets CSBS Support
The Conference of State Bank Supervisors (CSBS) is among a number of
banks and industry groups supporting an extension of the Transaction
Account Guarantee (TAG) program beyond the current Dec. 31, 2012,
expiration date. CSBS President and CEO John W. Ryan
sent a letter last week
to the Leadership of the U.S. Senate and U.S. House of
Representatives urging Congress to extend TAG for two years.
Ryan's reasons to extend the TAG program...
Commercial Real Estate Trends Forecast on Tap at President/CEO
Conference; Networking a Key Draw for Bank Counsel and Accountants
top bank executives, attorneys and accountants will meet this fall
at concurrent conferences Sept. 30-Oct. 2 at
The Ritz-Carlton Lodge,
Reynolds Plantation in Greensboro. Each conference agenda will
feature specialized sessions for the particular groups, as well as
joint sessions of importance to all attendees. Make your plans today
to attend these great conferences.
Learn about highlights for
each unique program and register online...
Remittance Rule Revised by CFPB
Compliance pros at last month's
GBA Compliance Peer Group voiced some concern about the
effects of pending remittance transfer rules on banks that do a
limited number of cross-border transactions. The CFPB this week announced a revision that makes things a little better,
but we think the bar is still too low.
Read about why we feel
this way and how even the revised rules could be problematic for
CDFIs Get $2.5 Million in Awards; How Georgia Banks can Help
Community Development Financial Institutions (CDFIs) in Georgia are
recipients of monetary awards from The
Treasury Department's Community Development Financial Institutions
Fund. Georgia's banks can help CDFIs and small business growth in their communities through partnering with the Georgia Department of
Community Affairs and its Georgia State Small Business Credit
Learn more about this valuable state small business
program and how it can benefit your bank and community...
Foreclosure Review Deadline Extended
Borrowers seeking a
review of their mortgage foreclosures under the federal banking
agencies' Independent Foreclosure Review now have until Dec. 31,
2012, to submit their requests. The
provides additional time for borrowers to request a review if they
believe they suffered financial injury as a result of errors in
foreclosure actions on their homes in 2009 or 2010 by one of the
servicers covered by enforcement actions issued in April 2011.
More about the extended deadline for requesting a foreclosure
Attention South Georgia Bankers!
Join us for an I.T. Process and I.T.
Security Workshop Sept. 12 in Albany
Associate Member Paul Blough, CEO, Blough
Tech, Cairo, will be our presenter and facilitator at this
special regional GBA Information Technology (I.T.) workshop. Highlights
of the one-day program will include tips about how to report I.T. to
your board, turning rules into policy and procedures at your bank
and will include basic training on the two required I.T. positions for
your bank -- the I.T. Security Officer and I.T. Administrator.
here to see the full agenda and to register. With questions about
the meeting, please contact GBA's
Marybeth Jones at 404.420.2032.
Tips for Finding the Right GBA Event
Variety is the spice of life, and we know
members look for information in many ways. That's why there are a
variety of ways to find the GBA University seminar, conference,
event, school, webinar or AIB course that will help you and your
Get a few good tips here for using our calendars...
Posting GBA Holiday Closing Decals
Shows You Respect Your Customers' Time
GBA is the preferred
source for banks to purchase top-quality, thoughtfully designed
window decals that provide a professional appearance and communicate
the 10 holiday closings recognized by the Federal Reserve Bank in
accordance with FDIC rules. This year, we've got larger, updated
decals and are providing new options for banks in markets with
Learn more and order your bank's sets
of decals today. Quantities are limited...
Read about all the Georgia Bankers making news this week...
Read All About It:
Send Us Your News
Please remember to include the Georgia
Bankers Association on the list of recipients for announcements
about promotions, new employees and special recognition your bank
has received. We want to share your news with your colleagues across
the state. Please forward your announcements and photos to GBA's
David Oliver and Bogan Brannen.
Senior Lending Officer Peer Group
South Georgia I.T. and Security Workshop
Collections and Recovery
IRA Update and Review
Sept. 30-Oct. 2
Bank Counsel Conference
Sept. 30-Oct. 2
Bank Accountant Conference
Sept. 30-Oct. 2
Community Bank Symposium
Fair Lending "Hot" FDIC Exam Topic
Georgia BankPAC Golf Classic
AIB Courses for September 2012
Full GBA-U Calendar
Career Paths for BankersTM
The 44 most-common bank job
descriptions, the skills and competencies you need to have
those jobs and links to training and development by job