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Federal Flood has NFIP-approved Solutions
On Nov. 18 President Obama signed
H.R. 2112, which
includes an extension of statutory authority for the National
Flood Insurance Program (NFIP), until
Dec. 16.
The
extension is critical to providing support for the recovering
real estate, insurance and financial markets in Georgia. Federal Flood Certification Corp.
already provides GBA members with flood zone determinations that
are priced
lower than other providers, accompanied by unmatched
personalized service, backed by a high-quality dispute
resolution process.
Learn more about Flood Insurance Solutions from Federal
Flood...
Get a Free Market Analysis and Save Money on Local
Interest Rate Data with RateWatch
RateWatch
offers GBA members discounts on important competitive
interest rate data to help your bank with pricing decisions
and also to evaluate your local interest rate markets
related to FDIC rules for rate caps. RateWatch acquires
interest rates, fees and other product information for more
than 80,000 financial institution locations. This
information can really help your bank's retail marketing
strategies.
Learn more about the great discounts
available from RateWatch...
Job Bank
Find a job, post
a job
More GBA Products and Services
Connect with GBA on LinkedIn
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Retirement, Pension and 401(k) Plans
Georgia Financial
Directory
Thumbprint Signature Program
Record Retention Guide
Interest Rate Averages by County
Holiday Decals
Pledging Pool
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2011 GBA Credit Conference
Next Week's Conference Brings Big Names and Insightful
Sessions to Atlanta - Join Us
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Isaac
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Quinlan |
GBA's Annual Credit
Conference Dec. 8-9 in Atlanta is shaping
up to be one of the most anticipated GBA events this year. There is still time to register. Former FDIC Chairman,
Bill
Isaac will kick off the Conference with an address about the
banking system, economy and regulatory reform. Attendees will receive a copy of Isaac's book
Senseless Panic: How Washington Failed America.
And,
Tim Quinlan, economist for Wells Fargo
will conclude the Conference with an
economic update. Quinlan will provide an outlook of financial
markets including forecasts on inflation, interest rates and
credit quality.
Click
here to register online. For more information, please call
GBA's
Marybeth Jones
at 404.420.2032.
See a quick roundup of the full program
here...
Continued
Improvement
for
GA Banks in Q3
Improved earnings, better credit quality and improving
interest margins were some of the headline trends in the
most recent quarterly performance from Georgia's
FDIC-insured institutions. Georgia banks earned $324 million
in the third quarter. Year-to-date, the state's bank
earnings were up by $1.1 billion compared to the same nine
months last year. Nationally,
The number of institutions on the FDIC's "Problem List" fell for
the second quarter in a row, from 865 to 844.
And,
the Deposit Insurance Fund (DIF) balance continued to increase.
Read a detailed summary of FDIC's Q3 numbers for Georgia
and the country, and see
side-by-side comparisons of previous
years and quarters...
Key GBA Events Reminders
Hotel Room deadline is Dec. 12
for GBA's Economic
Forum and Legislative Reception, Jan. 11.
Get more info and access to a registration link...
A focus on
Enterprise Risk Management will highlight GBA's Financial Risk
Management Conference, Jan. 18-19.
Get more info and access to a registration link...
Bill
to Investigate FDIC Resolution Practices Heads to House Floor
Next Week
We learned late Thursday that the U.S.
Senate has approved its version of a bill from Rep.
Lynn Westmoreland (H.R. 2056) we've supported that
calls for the FDIC Inspector General to investigate and report
on the impact of the procedures used by the FDIC to resolve
failed depository institutions. The full House is expected to
take up the amended legislation next week. The original House
version passed July 28. In addition, H.R. 2056 instructs the
Government Accountability Office (GAO) to analyze underlying
economic causes and effects of the high level of bank failures
since 2008.
Read more about H.R. 2056 heading to the House floor next
week...
Take Action: Support Exam
Relief Bill
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Moore Capito |
Maloney
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Please take a moment to send a letter to your U.S.
Representative in support of
the
bipartisan Financial Institutions Examination Fairness and
Reform Act (H.R. 3461) that would address widespread concerns
about bank examinations. Introduced by Reps. Shelley Moore Capito (R-W.Va.) and
Carolyn Maloney (D-N.Y.), The legislation would
ensure that banks receive timely examination reports,
including full documentation of the information regulators
used to make their determinations, and it would provide new
standards for examinations.
Learn more and link to an
customizable letter template through ABA's
online grassroots advocacy system...
JAMES Magazine Recognizes GBA and SVP of Government
Relations, Elizabeth Chandler
GBA has been ranked among the state's top 10 industry lobbying
organizations in the annual rankings of JAMES Magazine.
And, Elizabeth Chandler, Senior Vice President,
Government Relations, was recognized as one of the top 10
women lobbyists in the state. We hope you will join us in
congratulating
Elizabeth
for this recognition. GBA has been ranked among the top
associations representing its members at the Capitol every
year since the magazine started the recognition. Those voting
were legislators, administration officials and government
affairs professionals.
GBA Continues Support for Changing SEC
Shareholder Registration Triggers
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Hutchison
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Pryor
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The GBA this week co-signed an industry-wide
letter of support for
legislation that would increase the number of shareholders an
institution can have without having to go through the costly SEC
registration process. The bi-partisan legislation (S. 556),
introduced by Sens. Kay Bailey Hutchison (R-TX)
and Mark Pryor (D-AR), would update the
registration threshold to 2,000 shareholders from 500,
something that hasn't been changed in 40 years. In addition,
S. 556 addresses the threshold for deregistration, which can
occur when the number of shareholders decreases and
once-public businesses can become private.
Read more
about GBA's support for changing SEC Shareholder
Registration thresholds...
Atlantic Capital Bank's Williams Keeps up Push
for DFA Derivatives Fixes
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Williams
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We appreciate the work
Doug Williams, President and CEO,
Atlantic Capital Bank, continues to do to advocate for
measures to fix some damaging elements of the Dodd-Frank
Act's derivatives provisions. In addition to his testimony
to Congress back in October, Williams has done recent radio
and newspaper interviews about the importance of the issue.
Read more and link to a blog post last week in the
Atlanta Business Chronicle that Williams penned...
CFPB Seeks Input on State DFA Enforcement Notification Process
 The CFPB has published in the Federal Register
an interim final rule for how state regulators should notify the
bureau about their enforcement of Dodd-Frank Act provisions.
The rule establishes that state officials' “notice should be
provided at least 10 days before the filing of an action,
with certain exceptions …,” the CFPB said.
Learn more about DFA's provisions to guide the state notification process...
Health and Wellness
 Be
Your Own Bodyguard and Prevent Illness
This month's GBA Insurance Trust Health and Wellness
focus campaign is Prevention. There are all sorts of
helpful questions to ask and signs to watch for when
monitoring your own health. The resources we have will help
you be your own bodyguard to prevent serious illness.
Click here to learn more and access GBAIT's online Desktop
Doctor Portal for more information about prevention...
2011 BankPAC Campaign Update:
Contributing to GBA's Federal and State PACs helps your
association support candidates committed to a strong banking
industry, and there is still time for you to participate
this year in support of the entire industry. For your
convenience, the
contribution forms for the GBA
StatePAC and GBA FedPAC have the suggested giving amounts for
your bank and individual contributions.
See who contributed
to GBA BankPAC over the past two weeks...
Newsmakers
Read about all the Georgia bankers making news this week...
Send Us Your News
Please remember to include the Georgia
Bankers Association on the list of recipients for announcements
about promotions, new employees and special recognition your
bank has received. We want to share your news with your
colleagues across the state. Please forward your announcements
and photos to GBA's
David Oliver and Bogan Brannen. |
New!
GBA-U
On-Demand Webinars
Less than a week away...
Bankruptcy, Garnishments, Liens and Levies
Dec. 8
Macon
New SBA 504 Refinancing
Senior Lending Officer Peer Group
Dec. 8
Atlanta
Former
FDIC Chair,
Bill Isaac
Credit Conference
Dec. 8-9
Atlanta
New Webinar!
TDR, Loan Disclosure & Allowance Requirements
Dec. 15
Analyzing Commercial Financial Statements
Dec. 15
Macon
2012 Legislative Reception & Economic Forum
Jan. 11,
2012
Atlanta
Enterprise Risk Management
Financial Risk Management Conference
Jan. 18-19,
2012
Atlanta
Webinars
AIB Online Instructor Led Courses
Compliance Calendar
Lending Calendar
Ops/Tech Calendar
HR Calendar
Asset/Liability Calendar
Management Calendar
Security Calendar
Full GBA-U Calendar
Career Paths for BankersTM
The 44 most-common bank job
descriptions, the skills and competencies you need to have
those jobs and links to training and development by job
title.
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