Greater ATM Access for
Your Bank
Georgia Bankers Association member banks have the
opportunity to increase customer loyalty and attract new business with
greater ATM convenience. GBA Strategic Partner
InterCept Switch
offers a surcharge-free ATM network that allows community financial
institutions to waive surcharges for member customers while retaining
the ability to surcharge non-member customers.
More about
ATM access...
Trust & Investment Management Services
for Your Banks Valued Customers
In this highly competitive economic and banking environment, traditional
and non-traditional financial service firms are aggressively marketing
their banking services to your best clients and prospects. While price
may be what attracts initial attention, surveys prove a comprehensive,
service-oriented, client-centered relationship is often the
differentiating factor for ultimately retaining business.
More about trust and investment services...
Job Bank
Find a job, post a job
|
FDIC
Quarterly Report Shows Banks Essentially Break-Even in Fourth-Quarter
2009
 Fourth-quarter bank net income for the industry was
$914 million, compared with a $37.8 billion net loss in 2008.
Nationally, for the first time in three years, more than half of insured
institutions reported a year-over-year improvement in net income. Based
on the FDIC's quarterly report on banking released this week, we took a
look at year-end totals for
Georgia's banks. For the year, 37
percent of our banks made a profit. Total deposits were up slightly,
while total assets and gross loans and leases were down about 10
percent. The bulk of the decline in loan and lease balances came from
the construction and development category, which declined by $11
billion, or 33 percent, from year-end 2008 -- not a surprise at all
because of the real estate market. There are some positive trends of
note, however.
More about Georgia's year-end banking performance...
FDIC to Auction Silverton SFG Assets
Deutsche Bank has been engaged by the FDIC to auction certain
assets from Silverton Bank's Specialty Finance Group (SFG). Two pools
have been created -- one comprising 22 whole loans with an approximate
value of $162.4 million, and the other comprising 40 participation loans
with an approximate value of $254 million. In a departure from previous
sales of participation loans that gave participants first dibs on
bidding, the new procedure opens the process up to participants and
investors on an individual loan basis for cash sales. The portfolios
will also be offered as whole portfolios for cash or a structured sale.
More about FDIC auction...
New Info to Help Sort Out New Overdraft Rules
 New overdraft rules
requiring customer opt-in permission to pay ATM withdrawals and
debit-card transactions that would result in account overdrafts take
effect July 1. Now's the time to prepare for these rule changes and to
begin notifying customers so you will meet the opt-in requirements.
As an additional resource, the Federal Reserve this week issued a new
online
publication that explains the rules to consumers and new account
holders. Members that use outside providers such as GBA Strategic
Partner
Strunk and Associates for their overdraft programs can count on
guidance from those companies.
Teach Children to Save Day
is April 27
Warm up the piggy banks and make plans now to get kids in your
communities excited about saving. The
ABA Education
Foundation and Leadership GBA encourage you
to take part in National Teach Children to Save Day Tuesday, April 27.
Kits and lesson plans are available.
More about Teach Children to Save Day...
Job Descriptions, GBA
Career
Paths for Bankers
 We
have job descriptions for the 44 most common jobs in community banks
online in the
Career Paths for Bankers
area on our web site. We've specified the
competencies needed to be successful in those jobs, and we've mapped
them directly to the specific GBA learning and development opportunities
already available. And, it's all free on the GBA web
site. With questions, please contact GBA's
Alison Moreau at 404.420.2034 with questions.
Newsmakers
More people news...
Read All About It --
Send Us Your News
Please remember to include the Georgia
Bankers Association on the list of recipients for
announcements about promotions, new employees and special
recognition your bank has received. We want to share your
news with your colleagues across the state. Please forward
your announcements and photos to GBA's
Lydia Thomas. |
Enroll Now in
Banking School
GBA Annual Convention
June 13-16
Operations and Technology Conference
March 2-3
Last Chance to Register!
RESPA Update Seminar
Last Chance to Register!
March 3
Fraud Seminar
How to Prevent E-mail and Check Scams
March 11
Introduction to Consumer Lending Seminar
March 16
HR Professionals Institute
Topical Roundtable Featured
March 17-19
Southeastern Community Bank Symposium
Economic,
Regulatory Updates
March 24
Employee Investigations Seminar
Prevent Internal Losses
March 30
Security Conference
April 13-14
Agenda Finalized
Managing Workouts to Optimize Portfolio Value
New Date: April 22
Leadership Conference
July 11-14
Register Early
and Save
AIB Online Instructor Led Courses
AIB Online IRA Training
Introduction to
IRAs and IRA Online Institute
March Webinars
Full GBA-U Calendar |
