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Financial Risk Management Conference Image Gallery
DDI's Electronic Lien
& Title Can Help Your Bank
If
your bank makes auto
loans, you'll want to give
Decision
Dynamics, Inc. (DDI), a call. Its Electronic Lien and Title (ELT) product
allows banks to start electronic vehicle titling with the
Georgia Department of Revenue with no upfront costs. The ELT product helps banks in the auto
lending arena save time and money.
Learn more about the Premier eTitleLien...
Trust & Investment Management Services for Your Bank's Valued
Customers
Reliance Trust Company
can add fee-based revenues through financial
advisory services to individual and business customers,
directors and bank employees.
Learn more about the top-quality services from Reliance...
Job Bank
Find a job, post
a job
More GBA Products and Services
Connect with GBA on LinkedIn
Follow GBA on Twitter
Retirement, Pension and 401(k) Plans
Georgia Financial
Directory
Thumbprint Signature Program
Record Retention Guide
Interest Rate Averages by County
Holiday Decals
Pledging Pool
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Financial Risk Management
Conference
No Double-Dip Recession, Applying Lessons
and Revenue Ideas
Bank
finance pros packed this year's GBA Financial Risk Management
Conference and were treated to an agenda full of practical
information. Special thanks to SNL Financial for exhibiting
and to sponsors Angel Oak Advisory Services and the
Federal Home Loan Bank of Atlanta. Also, a big GBA thanks to
the
Asset/Liability Management Committee, chaired by
Johannes Palsson, Angel Oak Advisory Services, for putting
together such a strong program.
Get highlights from our guest economist, ace strategy
consultants and banker panels during GBA's Financial Risk Management Conference
here...
GA Small
Business Credit Programs Coming
The
Georgia Department of Community Affairs (DCA) is in the process
of implementing three programs that will distribute about $48
million to private lenders to increase access to credit for
small businesses. The three Georgia programs are the Georgia Capital
Access Program (GCAP, $10 million), the Small Business Credit
Guarantee program (SBCG, $17.8 million), and the Georgia Funding
for Community Development Financial Institutions program (GA
Funding for CDFIs, $20 million). The DCA has issued proposed
regulations about how banks can access the funds.
Learn more about Georgia
DCA's small business credit programs...
Ask Your Representative to Support Exam-Relief
We're
asking members this week to send a note to your U.S.
Representatives asking for their support of the
Financial Institutions Examination Fairness and Reform Act (H.R.
3461)that would ensure banks receive timely examination
reports, including full documentation of the information
regulators used to make their determinations, and it would
provide new standards for examinations. All GBA members can use
the ABA grassroots communication system to send customized
letters to their representatives.
Please send a letter.
Click here for more info about the exam-relief bill...
Appraisal Management Added to
Strategic Partner Lineup
GBA
has a new Strategic Partner,
Valuation Management Group (VMG),
as its preferred vendor of appraisal management services.
VMG handles the entire appraisal
process including approving the appraisers, managing the
appraiser panel, handling the bid process for complex
residential properties and commercial assignments, ordering
environmental risk assessments, engaging the appraisers and
performing a quality appraisal review.
See the reasons why
the GBA Services, Inc. Board felt VMG is a strong fit with GBA
as a Strategic Partner...
Welcome 12 New GBA Associate Members
Congratulations to the following companies that
were approved for Associate Membership at the Jan. 11 GBA
Board of Directors meeting:
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AIS Media, Norcross,
Denise Maling,
Executive Vice President
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Appraisal Management Services, LLC, Marietta,
Jeffrey Bass, President/CEO
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Blough Tech, Cairo,
Paul Blough, CEO
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Capital Access Network, Kennesaw,
Paul Monahan,
VP, Business Development
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CRS Data, Knoxville, TN,
Alwyn Staley,
Strategic Sales Manager
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Danny F. Dukes & Associates, LLC, Canton,
Danny Dukes, Managing Member
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Experis, Atlanta,
Gordon Stark, Client
Relationship Director
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McGladrey, Atlanta,
Kenneth Anderson,
Managing Business Development Director
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Payscape Advisors, Atlanta,
Leo Welf,
President
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Raymond James & Associates, Inc., Birmingham, AL,
Ken Fash, Senior Vice President
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State Farm Bank, Bloomington, IL,
Mark Tilkin,
Counsel
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TPA Realty Services, LLC, Norcross,
Angela
Hicks, Director of Administration
Payments News
PayPal at Home
Depot, also Rolling out Card
Atlanta-based Home Depot is testing PayPal point of sale
software in five stores, and PayPal plans to have its technology
in place at all Home Depot stores by March, according to an
American Banker article this week. The technology allows
Home Depot customers to check out at stores by entering their
phone numbers and PayPal PIN numbers, or by swiping PayPal
cards, at the point of sale. PayPal is also rolling out a card on a
broad basis, too. The new card will not function like a normal
debit card, according to the article.
Learn more about
PayPal's new payment technology...
SBA
Now Cabinet-Level Post
President Obama has elevated the Small Business
Administration (SBA) to a cabinet-level agency. The move does not
require Congressional approval, and
SBA Administrator Karen Mills will attend cabinet
meetings.
Read more about the President's ideas to consolidate six federal
agencies including SBA...
How Many Hours Does a Stress
Test Take?
The FDIC has approved a notice of
proposed rulemaking that would require 23 state
non-Federal-Reserve-Member insured institutions with assets over
$10 billion to conduct annual stress tests. Of note in the
Dodd-Frank Act mandated proposed rule, it will take an estimated 2,000 hours for each
bank to prepare the initial stress-test report required and
1,040 hours annually thereafter to comply.
Read the full release and proposed rule from FDIC here...
The History and Danger of Bank
Bashing
The Jan.
7 issue of The Economist magazine had an interesting
article about how banking and lending money is important to
society and prosperity. The piece does so through examining the
history and associated dangers to societies that have demonized
their bankers in the past. It outlines the current critical tone
toward banks and says, "But is the backlash in
danger of going too far? Could fair criticism warp into ugly
prejudice? And could ugly prejudice produce
prosperity-destroying policies? A glance at history suggests
that we should be nervous."
Here's a link to
the article.
Key GBA Event
Reminders
Fair
Lending Webinar Jan. 26
Summary of fair lending laws, specific examples
of unlawful discrimination and a description of the penalties
and enforcement for non-compliance.
Click here to register...
Managing the Appraisal and Evaluation Process
Feb. 8
Click here to register...
How to Ensure Top-Notch Internal Audits Feb. 16
Basic concepts related to community bank internal controls and
internal audit techniques.
Click here to register online...
2012 GBA Annual Convention
June 10-13, Asheville, N.C.
Click here to register...
2011
Leadership GBA Conference
July 22-25, St. Simons
Click here to register...
Newsmakers
Read about all the Georgia bankers making news this week...
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Send Us Your News
Please remember to include the Georgia
Bankers Association on the list of recipients for announcements
about promotions, new employees and special recognition your
bank has received. We want to share your news with your
colleagues across the state. Please forward your announcements
and photos to GBA's
David Oliver and Bogan Brannen.
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Fair Lending Webinar
Jan. 26
HMDA + CRA Workshop
Feb. 2
Macon
Managing the Appraisal and Evaluation Process
Feb. 8
Macon
Internal Audit Seminar
Feb. 16
Macon
Operations & Technology Conference
Feb. 29 - March 1
Atlanta
2012 Annual Convention
June 10-13
Asheville, N.C.
Leadership Conference
July 22-25
St. Simons
Webinars
AIB Courses for February
Compliance Calendar
Lending Calendar
Ops/Tech Calendar
HR Calendar
Asset/Liability Calendar
Management Calendar
Security Calendar
Full GBA-U Calendar
Career Paths for BankersTM
The 44 most-common bank job
descriptions, the skills and competencies you need to have
those jobs and links to training and development by job
title.
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