REO Insurance: Save Money with Online Program
Most banks are paying a much higher premium for insuring REO properties than they should and are using out-of-date reporting systems. GBA members can access a new national Bank REO program, which was developed specifically for GBA members. The program's online reporting system is the simplest, most efficient system in the market today. Learn how to save time and money with this new program. More about REO Insurance...
 

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Regulatory Reform on Standby for Senate Vote, Deal Struck to Hike FDIC Reserve Ratio
Just when we all thought the big push for financial service regulatory reform couldn't get more dramatic for our industry, this week's events quickly put that notion to rest. There was a major change related to FDIC insurance premiums and the statutory reserve fund ratio. The bill passed the House, but the Senate has delayed a vote until after the July 4 recess. Full details about the latest regulatory reform developments...
 

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Related: Sign up for GBA's Regulatory Reform and Emerging Issues Seminars July 13 in Macon and July 14 in Atlanta from 9 a.m. to 3 p.m. each day. New pricing and seven reasons why our seminar is a tremendous value...

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Debit/ATM Opt-In Rule and Account Service Charges in the News
The Regulation E requirement that banks obtain opt-in permission from customers to charge overdraft fees for debit card and ATM transactions took effect July 1 for new accounts. This prompted a round of news coverage this week and over the past month. See what types of opt-in rates are being reported by members, what some GBA member bankers had to say and the story angle about how this and other changes may affect free checking...

Community Bankers Committee Gets Georgia Department of Banking and Finance Update

GBA's Community Bankers Committee met this week in Atlanta. In addition to a thorough legislative update and a roundtable discussion of local market conditions, the committee heard from Steve Pleger, the new Senior Deputy Commissioner of the Georgia Department of Banking and Finance (DBF). Among the issues he noted as priority for the DBF is to be more timely in issuing its exam reports and responding to other requests from banks (video). More about Pleger's update to the Community Bankers Committee...

The New GBA HR Community is Now Online!
Please pardon a glitch in the introduction of our online Human Resources Community last week. We're asking anyone who sent in the online application found here to please resubmit it this week so we can get everyone started! The HR Community continues the list of topic-specific, Facebook-style, Communities we are rolling out. The content in this secure, password-protected environment is by bankers, for bankers. More about the new online HR Community...

Fed Issues Changes to Daylight Overdrafts to take Effect in Early 2011
Consumers aren't the only ones seeing changes to overdraft policies. A revised Federal Reserve Payment System Risk policy goes into effect in early 2011 that encourages institutions to pledge collateral to cover daylight overdrafts, intraday loans to banks caused when banks transfer funds in excess of reserve account balances at a Federal Reserve Bank. More about daylight overdrafts...

Small-Dollar Loan Pilot Results Reported
The latest edition of FDIC Quarterly reports on the two-year Small-Dollar Loan Pilot Program concluded at the end of 2009. GBA members Citizens Trust Bank, Atlanta, and The Heritage Bank, Hinesville, participated in the program designed to show how banks can profitably offer affordable, small-dollar loans as an alternative to high-cost credit products, such as payday loans and fee-based overdraft programs. The pilot resulted in a template that contains the elements for safe, affordable and feasible small-dollar loans. More about Small-Dollar-Loan programs...

Call Report Notice Contains TAG Program Note
Regulators this week distributed some important information pertaining to how to report Temporary Account Guarantee (TAG) Program participation in the June 30 Call Reports. For details, see the full FIL.

Unlawful Internet Gambling Enforcement Act Examination Guidance and Procedures
The FDIC and other regulatory agencies in a financial institution letter this week issued guidance and examination procedures related to the Unlawful Internet Gambling Enforcement Act of 2006 (UIGEA). Compliance with the rule was required as of June 1, 2010. More about the UIGEA...

2010 BankPAC Campaign Update
The 2010 BankPAC Campaign is off to a great start. See this week's update...

GBARS Elects New Chairman and Director
The GBA Retirement Services, Inc. Board of Directors recently named Chuck Copeland, First National Bank of Griffin, as the new Chairman of GBA Retirement Services, Inc. One member resigned from the Board this year, and the Board approved a new member for 2010, Douglas Wren of Peoples Bank, Covington. The Board would also like to thank the outgoing Chairman Tommy Weber, former president of Farmers Bank, Forsyth, for his years of dedication to the GBA Master 401(k) and Pension Trust. More about the GBARS Board of Directors...

GBA Insurance Trust Elects Board Members
The GBA Insurance Trust has elected four people to serve three year terms on its board of directors. Congratulations to them and we thank them for their service to the Insurance Trust. See who was elected to the GBAIT Board of Directors...

Newsmakers: GBA staff members recognized for service and more news about Georgia bankers...
 

 

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Send Us Your News
Please remember to include the Georgia Bankers Association on the list of recipients for announcements about promotions, new employees and special recognition your bank has received. We want to share your news with your colleagues across the state. Please forward your announcements and photos to GBA's Lydia Thomas.

 

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Career Paths for Bankers^TM
The 44 most-common bank job descriptions, the skills/competencies you need to have those jobs and links to training and development by job title.