Looking for a No-Cost, Value-Added Customer Appreciation Program?

Strengthen ties with bank customers and generate incremental revenue with Affinion Group's Customer Appreciation Program. Read 5 benefits of participating in Affinion's Programs here...
 

Keep Your Bank Compliant with GBA Partner's Overdraft Program

Most of the required changes under Reg. E have been Strunk-recommended "best practices "for years. However, GBA Strategic Partner Strunk & Associates, would be happy to take a fresh look at your current overdraft program to provide a complete compliance and best-practices review. Read more about the detailed analyses from Strunk here...
 

Job Bank
Find a job, post a job
 

Career Paths for Bankers^TM

The 44 most-common bank job descriptions, the skills and competencies you need to have those jobs and links to training and development by job title.
 

Rick Whaley Named GBA Chairman

Rick Whaley, President and Chief Executive Officer of Citizens Bank of Americus, has been named Chairman of the Georgia Bankers Association. As defined in the GBA bylaws, Rick assumed the Chairmanship upon the resignation of Chuck Williams, president and CEO, North Georgia Bank, Watkinsville. You'll recall that Chuck and Rick were installed as GBA’s Chairman and Chairman-Elect at the annual meeting earlier this year. Read more about Whaley and thank Williams for his dedicated service here...

Georgia Attorney General Joins Mortgage-Servicing Investigation
Thurbert Baker, Georgia's Attorney General, joined his counterparts nationwide in an all-state investigation of mortgage-servicing policies and procedures for foreclosures. At a news conference this week, Attorney General Baker reminded the media that the foreclosure process in Georgia is a simple, efficient process that allows homeowners and lenders time to work out problems, but does not require court oversight unless the lender chooses to pursue a deficiency. Read more about what the AG's are looking for ...

Reg. Panel Roundup from President/CEO Conf. 

As usual, the panel discussion by the four key state and national regulators for Georgia's banks was a popular and informative session at this year's President/CEO conference. Read the highlights from each panelist here...

Balance-Sheet, Deposit, Margin Strategies Highlight Ideas for Growth

Presenters at this year's President/CEO conference provided several ideas for growth and profitability in the current economic environment. Read a summary of what two of our most popular presenters had to say...

In Their Words: By Elaine Demarest

The Eight Most-Valuable GBA University Training Resources

I recently spoke at the GBA President/CEO and Bank Counsel conferences about the road back to profitability for our banks. Among the things I covered that I feel really strongly about is that education and training are always vital needs, but they've never been more important than right now, when we're all trying to find our way through a tough economic environment. Let's look more at the eight resources I recommend and why here...

Interchange Update: Constitutionality of Durbin Amendment Challenged

TCF National Bank this week filed suit challenging the constitutionality of the Dodd-Frank Act's Durbin Amendment. You'll recall that the Durbin Amendment orders the Federal Reserve Board to enact regulations that strictly limit the amount of interchange fees a bank can charge retailers on debit-card transactions. William A. Cooper, Chairman and CEO of TCF Financial Corporation, Minnesota, has been in the news a lot this week. Read more about what Cooper is saying here...

FDIC Announces Director of New Division of Depositor and Consumer Protection
North Carolina native, Mark Pearce was appointed this week as the director of the newly-established FDIC Division of Depositor and Consumer Protection (DCP), created to implement provisions of the Dodd-Frank Act. Learn Pearce's connection to the Georgia banking industry...

DeKalb Foreclosure Registry Takes Effect Oct. 27

Just a reminder that the required registry of foreclosed properties put into place by the DeKalb County Commission a few months ago will take effect on Oct. 27. Read more about the latest explanation and get a link to FAQs covering the new DeKalb ordinance here...

Rule-Making Wrap Up

Federal Regulators were busy this week, providing clarification and revisions to various current and proposed regulatory rules. Read a summary of what Regulators were up to this week here...

GBA Welcomes New Associate Members

Congratulations to the following companies recently approved for Associate Membership with the GBA:

• Collinsworth Consulting, Macon,
  Richard Collinsworth, President

• J. Durham & Associates, Albany,
  Joseph Durham, President

• Performance Hospitality Associates, LLC, Gainesville, David Mercer, Senior Partner

• Sutherland, Atlanta,
  Scott Sorrels, Partner

• The Ian Thomas Group, Atlanta,
  Ashonda Davenport, Executive Operations Manager

• TriNet, Atlanta,
  Kevin Phillips, Regional Sales Consultant

• Where2Bank, Alpharetta,
  Don Richards, Chief Business Development Officer

Learn more about the value of an Associate Membership with the GBA here...

SBA Implements Maximum Size Increases on Numerous Loan Types

The SBA late last week implemented provisions in the recently-signed small-business lending bill (H.R. 5297) that permanently increase the maximum size of 7(a) loans from $2 million to $5 million for the 7(a) guarantee program. The bill also provides a $505 million allowance for the SBA to extend its temporary 90 percent guarantee and waive fees on 7(a) loans through Dec. 31, 2010. Read more about the types of small business loans affected by the new provisions here...

Texas Bank to Reimburse Consumers $32 Million for Overdraft Program Violations 

The OCC has entered into a settlement with Woodforest National Bank, Texas, that will require the bank to repay $32 million to consumers harmed by the bank's overdraft program. A Civil Money Penalty of $1 million will also be paid to the U.S. Treasury. Read more about what overdraft practices triggered the OCC's action here...

2010 BankPAC Campaign Update
The 2010 BankPAC Campaign continues to get good support from our members. See this week's BankPAC update...

Newsmakers: More About Georgia Bankers...

Dearing	Hyde	Smith

 

BankPAC Golf Classic
Oct. 27 - Macon

Compliance Conference and Security Workshop
Free pre-conference security workshop
Oct. 19-20 - Macon

NPDES Permit Requirements Seminar
The hidden costs of foreclosure and construction site purchases
Oct. 20

Internal Audit Seminar
Effectively managing the internal audit plan
Oct. 21 - Macon

 Loan Documentation Seminar
Pre- and post-loan closing considerations
Nov. 10 - Macon

BSA/AML and OFAC Compliance Seminar
Key changes to the BSA examination manual
Nov. 16 - Macon

401(k) Retirement Plan Administration & Investments Seminar
Year-end census submission, form changes, and legal updates
Nov. 17 - Atlanta

Understanding Income Taxes Seminar
What creates the deferred tax balances that remain on
your balance sheet?
Nov. 17 - Macon

Senior Lending Officer Peer Group
Free with registration for the GBA Credit Conference
Dec. 2 - Atlanta

Credit Conference
Regulatory panel
Q&A
Dec. 2-3 - Atlanta

 Collections and Recovery Seminar
Borrowers' defenses, Judgments, levies, and garnishments
Dec. 16 - Macon

Georgia Banking School
May 1-6, 2011
Athens

Southern Operations and
Technology School
May 1-6, 2011
Athens

GBA Legislative Reception
and Industry Update
Jan. 12, 2011 - Atlanta

AIB Online Instructor Led Courses

In-person Seminars

Webinars

Compliance Calendar

Lending Calendar

Ops/Tech Calendar

HR Calendar

Asset/Liability Calendar

Management Calendar

Security Calendar

Full GBA-U Calendar