Bank/Thrift CEOs
Georgia Banks Online
Associate Members
Bank Counsel Members
Volunteer Committees
 Vann |
“We
appreciate the many calls from our banking colleagues from throughout
Georgia as well as from people throughout the country. It will be a long time before things are back to normal.
Our first concern is with our neighbors who have lost loved ones as
well as homes and other property. We’re
doing everything we can locally to be supportive.” --- GBA Chairman-elect E.J. “Jud” Vann, IV, President of Planters & Citizens Bank, Camilla. |
Hit Southwest Georgia
Our sympathies to the victims of the recent tornado disasters in southwest Georgia. We have received numerous reports of bankers taking the lead in helping restore their communities. Many bankers and their families in southwest Georgia lost their homes or had extensive damage. There are several relief efforts accepting donations. We would suggest those wanting to help do the following:
- Go to the Chamber of Commerce’s Tornado Information Center to see the variety of ways you can help;
- Send monetary donations to the Camilla Georgia Tornado Victims Fund, c/o Bank of Camilla, P.O. Drawer 111, Camilla, GA 31730; or
- Send monetary donations to the Camilla Tornado Relief Fund at Planters & Citizens Bank, P.O. Box 449, Camilla, GA 31730.
Federal
Legislative Issues
State Legislative
Issues
Georgia
House of Representatives
Georgia State Senate
U.S.
Congress
Bank Regulators
The federal banking regulators have proposed a rule that would establish the minimum requirements to be followed by banks and certain other financial institutions for protecting the privacy of financial information provided to the institutions by consumers. The proposed regulation was developed jointly by the FDIC, the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Office of Thrift Supervision, the Department of the Treasury, the Securities and Exchange Commission, the National Credit Union Administration and the Federal Trade Commission. The proposed regulation would require a financial institution to:
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Provide notice to customers about its privacy policies and practices;
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Describe the conditions under which a financial institution may disclose nonpublic personal information about consumers to nonaffiliated third parties; and
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Provide a method for consumers to prevent the financial institution from disclosing that information to nonaffiliated third parties by ‘opting out’ of that disclosure.
Calendar
of Events
Schools
Conferences
Seminars
Georgia AIB
Professional Development Guide
Internet
Training
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Convention
Plans |
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The number of bankers attending GBA’s 2000 annual convention in Québec City continues to climb. We have heard from many bankers who are making plans to extend their stay to enjoy this beautiful province. Although the chartered aircraft is full, there are still airline reservations available on commercial carriers. Please refer to the travel planner enclosed with your convention brochure or download it from the convention page on GBA’s website at www.gabankers.com. The program is one of the strongest in recent years. Hear Insurance Commissioner, John Oxendine, and Banking Commissioner, Steve Bridges, discuss new ways banks can add to their services with a variety of insurance products. Breakout sessions are numerous. Call GBA’s June Somers at (404) 420-2012 with questions. |
If information is power, then attend Banking Expo 2000 to build power. Here’s how:
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Keynote Speaker looks at P3 now and in our industry’s future
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Panel of four community bank experts discuss three of the hottest topics in bank technology management from the differing perspectives of a CPA, a Regulator, a Technology Strategist and a Network Specialist
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Eight “Strategic Solutions” breakout sessions of 75 minutes each will cover information to affect the bank’s people, its performance and profitability
- More than 80 booths with current exhibits, demonstrations, products and services – of these, more than 1/3 are companies that have not exhibited at the GBA Expo before.
Introduction of a new concept for providing Internet benefits to all employees with little risk of abuse or security breaches. See how they can use the Internet in YOUR bank for training, research and communication. It’s the Branch TRC center...a real-time hands-on 40’x50’ demonstration area for you to experience.
Information IS power and that makes Banking Expo 2000 the best source for management strength this year! March 14-15 at the Cobb Galleria Centre. Call GBA’s Susie McGehee at (404) 420-2010 or Alan Van Tuyl at (404) 420-2033 for more information or registration help.Profitable Customers?
The question has come up at the CEO
Academy. Shareholders
are asking about it at shareholder meetings.
You want to know too: “Which
of our customers are profitable? Which
of our customers cost us money? How
do we know? How can we
determine pricing to enhance bank profitability?
Will we lose unprofitable customers in the process?
As a community bank, can we afford to do that?”
The answers to these questions will be provided at
Banking
Expo 2000 in a presentation by our newest endorsed vendor, Harte-Hanks. It’s not
just MCIF. It’s not just
software. It’s not just
marketing information or customer information.
Analysis is involved and the know-how is critical for maximizing
profitability. “Tracking
Profitability” is about knowing the details of transactions, your
customers, their habits, your costs and much more. The session tells how
it works. Sign up for the
“Strategic Solutions” session number four.
It will be presented at 10:00 am on Wednesday, March 15 at
Banking
Expo 2000.
Agricultural
Lenders Meet At
Callaway Gardens
For anyone making agricultural loans, GBA’s Agriculture Conference on April
20-21 should be on their calendar. Designed
by Ag lenders for Ag lenders, this intense program delves into current
information, ideas and issues that are useful every day.
Ideas and practices of other Ag lenders are as potentially fruitful
as the carefully structured presentations from national experts.
Callaway Gardens provides a beautiful setting that is conducive to
sharing and learning. Read
the enclosed brochure carefully – the program is valuable and relevant.
Dr. John McKissick is
back with us for a keynote address about market trends and general
agriculture economics. He’ll
look into the crystal ball for us. Several
Ag bankers you probably know will be participating on a panel to share
some success stories with alternative sources of
income. William
Givan, from the University of Georgia, will add to the list of ideas.
Other topics include cotton commodity marketing and arbitration as
a means to avoid bankruptcy losses. Jim
Moore will present the annual
session on current legal issues. Register
early to get the best rooms at the Callaway Gardens Resort Hotel.
Call Norma
Guild at (404)420-2031if you need additional
information.
Georgia Banking
School Filling Fast
If you have someone slated for GBA’s Georgia Banking School, you may
want to act quickly and send in the application.
As of this Bulletin,
42 freshmen are already enrolled and the class capacity is 70.
We have seen an increase in participation for the last three years
and this rate of early enrollment indicates that the trend will continue
as more banks are acting earlier to enroll their banking school students.
The 2000 dates are April 30 – May 5. If you need a school brochure call Marybeth Jones at
(404) 420-2032.
Bank Directors
Program Looks at Risk
Bank Directors will look at an appropriate risk
management framework and measurements to reduce risk at the 5th Annual Southeastern Bank Management and Director’s
Conference sponsored by the University
of Georgia in cooperation with the GBA.
The program will be held Friday, February 25 in Braselton at Château
Élan. Be sure to schedule a
late return and enjoy the reception after the program. It’s
not too late to register. Call
the Terry School of
Business, UGA at (706) 542-1964 for registration and more information.
Retirement Services, Inc.
GBA Services, Inc.
Thumbprint
Signature Program
Lower your bank’s check fraud by participating
in GBA’s Thumbprint Signature
Program.
The device know as the Thumbprint Signature touch pad is intended
to deter counterfeit and stolen check fraud by obtaining a thumbprint
signature from non-customers when cashing on-us and not-on-us checks.
The Thumbprint signature can be used by law enforcement agencies in
the investigation of fraud claims made by account holders, and financial
institution’s usage of the program is a natural deterrent.
No database of fingerprints will be kept by the banking industry,
and the signature will be shared with law enforcement officials only in
cases of suspected fraud. A
major bank in Georgia has reported an average 71% reduction in check fraud
since it began this program. To
order this unique program or for further information, you may contact
Renee Valdez at (404)
420-2036 or June
Eberhart at (404) 420-2035.
Pledging Pool –
Take the Plunge!
The GBA Pledging Pool is operational and those
bankers who pioneered as guinea pigs for the system are now enjoying the
benefits of decreased administration time, increased liquidity and cost
savings. We now have
commitments to register no fewer than ten banks within the next month in
the new pooling plan that everyone can join.
There is even a substantial price break for banks with less than 20
public depositors. GBA has
been working closely with the associations representing public depositors,
so the word is spreading about the benefits of the pledging pool for
depositors. Get a folder of
startup information by calling GBA’s Renee
Valdez at (404) 420-2036.
She will also answer your questions and help with registration.
For Sale
Citizens Bank & Trust, Trenton, has for sale a 24X50 Double-Wide Modular
Unit consisting of two furnished loan offices; new accounts desk; three
interior teller stations; drive-thru teller station with remote access
tube system under canopy; night depository; 33 safe deposit boxes; and
lounge area with appliances and restroom as well as a complete security
system with video surveillance and front porch with canopy and handicap
accessibility. Please contact
Fred Stephens at (706) 657-5678 for more information.
More Banks Linked
Welcome to Buckhead
Community Bank, Atlanta; Cherokee
Bank, Canton, and Planters
Bank, Hawkinsville.
They are the latest banks to link their site to the GBA website
at www.gabankers.com.
Call GBA’s Lydia Thomas at (404)
420-2039 when your bank is ready to be linked.
Atlanta, Porter
Keadle Moore, LLP
David Wood has been admitted to the partnership.
The bank announces the following promotions: Judy Holland to Vice President; Melba Hester to Assistant Vice President; William D. (Bill) Gresham, Jr. to Vice President and Senior Lender; Janis Anthony to Loan Department Supervisor; and Rochelle Anthoine to Deposit Operations Specialist.
Jackson, McIntosh State
Bank
Jason J. Patrick has joined the bank as President of
the Locust Grove branch.
Macon, Rivoli Bank & Trust
Kathy
Smisson has been promoted to Assistant Vice President and Stefanie
Powell to Banking Officer.
