August 1, 2008  


Now Live: Unique New Career Planning and Development Resource

It’s now easier than ever for bankers to define a path for career and performance management with GBA’s new Career Paths for BankersTM resource. It is the most unique, organized and easy-to-use career development resource available for bankers and banks. Online at the GBA web site Aug. 1, Career Paths for BankersTM offers bank executives, career bankers and HR/Training staffs free access to:

  • The 44 most common bank jobs – now with standardized job descriptions categorized by specific job family.

  • Complete competencies for each job – know exactly what you and your staff members need to know and do to be successful.

  • Next-step career opportunities – see exactly which position would be the next rung on your career ladder.

  • Direct links to all GBA learning, organized by specific job title, position competencies and job knowledge.

  • A new and improved Calendar of Events and GBA University Course Catalog that details all of the educational and developmental resources available to you and your bank from GBA.

  “Now more than ever, strengthening the competency and skill of our bankers is essential,” said Joe Brannen, GBA President and CEO. “Career Paths for BankersTM is a breakthrough resource that all bankers can use to boost their own performance, strengthen talent in their organization and define long-term leadership development and succession planning. And, when combined with additional premium resources available from GBA Strategic Partner, TalentQuest, Career Paths for BankersTM becomes an industry-standard tool for evaluating and guiding bankers’ performance and development.” See the article below for the workshop slated for August 26th for you to see how this unique resource can be used in your bank.  You may access Career Paths for BankersTM directly from the GBA Home Page. With questions, please contact GBA’s Alison Moreau, AIB Program Coordinator, 404.420.2034; Marybeth Jones, Training & Development Manager, 404.420.2032; or Susie McGehee, Training & Development Manager, 404.420.2010. To find out more about TalentQuest for Financial Services, please contact Jon Naphin at 404.266.9368.

President Signs Housing Bill

In case you missed it, President Bush signed this week the wide ranging housing package that includes provisions for a new regulator for the FHA, extends a safety net for Fannie Mae and Freddie Mac, and help for homeowners struggling to avoid foreclosures. Members of Congress, including Barney Frank (D-Mass.), strongly encouraged lenders to participate in voluntary

  efforts to re-structure loans for stressed borrowers and encouraged regulators to quickly develop the new underwriting guidelines necessary. Click here for more details of the final legislation, which we’ve reported on in the past.

Residential Covered Bonds get Boost From Treasury, Big Banks

The U.S. Treasury Department this week rolled out its guidelines for development of a covered bond market in the U.S. The guidelines are designed to establish a new source of liquidity and funding for residential mortgages and speed the recovery of the U.S. Housing market. Covered bonds are general obligation bonds issued by a trust or special purpose vehicle and secured by a pledge of loans that remain on the bank's balance sheet. Covered bonds, although unfamiliar to many U.S. investors, are a $3 trillion market used heavily in Europe.

  Officials from Bank of America Corp., Citigroup Inc., J.P. Morgan Chase & Co. and Wells Fargo & Co. voiced their support for the emerging market in a statement saying, "We look forward to being leading issuers as the U.S. covered bond market develops.” As we reported two weeks ago, the FDIC recently issued a clarified policy on covered bonds to ensure that access to the bond collateral pools in the event of FDIC recievership does not impede a bank’s ability to secure FHLB advances.

Career Paths for Bankers™ Workshop Scheduled for August 26

GBA will host its Career Paths for Bankers™ Workshop on Tuesday, August 26, from 10:00 am – 2:00 pm at Idle Hour Country Club in Macon. This new program is a revolutionary resource for managing your career development and education. It is the most unique, organized and easy-to-use career development resource available for bankers and banks. This pioneering resource is also exclusive to any other bank association’s career development offerings.  Career Paths provides bankers a clearly defined set of skills for each job description and prescribes specific learning and developmental opportunities for those jobs.

  It also provides banks an organized, consistent guide for helping their bankers become more skilled, knowledgeable and effective associates for the organization and clients.  When partnered with TalentQuest, Career Paths can give the HR executive an industry-standard for evaluating, guiding and counseling their bankers’ performance and development. These resources can also prove valuable as part of a bank’s succession-planning process.  Please click here to register or contact GBA’s Marybeth Jones at 404.420.2032 or Susie McGehee at 404.420.2010.  Make plans to attend to learn more about this program and how it can help you and your bank!

Hot-Topic Resource: FDIC Webinar Scheduled Aug. 13
The recent receivership of IndyMac Bank and the other challenges facing other financial institutions have reminded bankers and depositors alike of the importance of understanding how FDIC deposit insurance coverage works. With all the attention, it is more important than ever to know the ins and outs of FDIC insurance coverage. GBA is offering a webinar that will help you and your staff provide great counsel to your customers. The webinar, FDIC Insurance: What Your Customers Want to Know, will be Aug. 13 from 2:30-4:30 pm.  The registration fee is $245 per “seat,” and the instructor is Terri D. Thomas, Senior Vice President and Legal Department Director for the Kansas Bankers Association   Designed for anyone in a financial institution who interacts with customers or has any dealings with the FDIC, this hot topic series webinar will provide information to ensure proper explanation of account structuring to reassure your customers and keep deposits in your bank.  Don’t miss the opportunity  to review the FDIC insurance coverage rules so you are armed with the information you need to address depositor concerns. With questions, please contact GBA’s Courtenay Pope at 404.420.2010.

2008-2009 Bank Security Academy Scheduled

GBA’s Security Committee has carefully planned the curriculum which includes topics that every security officer should be trained in. These topics include:  bank robbery procedures, physical security, employee investigations, effective information security management, fraud, and compliance. 

  The Academy consists of 5 sessions scheduled throughout the year plus the annual conference.  For more information or to register, please call GBA’s Marybeth Jones at 404.420.2032.

Fall Economic Forum Registrations Pouring In

Registrations are pouring in for GBA’s Fall Economic Forums scheduled during the month of September.  These meetings provide an excellent opportunity to keep abreast of vital economic information needed to survive the challenges in today’s banking industry.   These forums will be held on September 4 at the Chattahoochee Country Club in Gainesville, September 11 at Idle Hour Country Club in Macon and September 23 at the Valdosta Country Club.

  Dr. Roger Tutterow, professor of Economics at Mercer University, Atlanta, will be on hand to provide an overview of the current national and regional economic environment.  A luncheon and the opportunity to play golf will follow the meetings.  To register, please click here.  With questions, please call GBA’s Susie McGehee at 404.420.2010.

IRA Update and Review Scheduled for September 12-13

Learn all you need to know to help your customers with complicated Individual Retirement Account issues. With all of the new IRA plan types, regulation changes and clarifications of existing rules and regulations, an annual update and review of the more challenging aspects of Individual Retirement Accounts is a must. To help you keep up with these critical changes, GBA will hosts its annual IRA Update and Review seminar Wednesday, Sept. 10, at the Best Western-Lanier Centre Hilton Garden Inn in Macon, and Thursday, Sept. 11, at the Holiday Inn Lanier Centre (formerly Best Western Lanier Centre) in Gainesville. The registration fee is $225, and Patrice Konarik with Sunwest Training Corp. in Gilchrist, Texas is the instructor.

  This intermediate-level workshop is an excellent refresher for the experienced IRA banker as well as a confidence builder on the more technical and complex areas of IRAs for the less experienced IRA representative. Participants will receive a thorough update and review of significant final regulations regarding the Pension Protection Act and other IRA legislation. To register, please click here. With questions, contact GBA’s Courtenay Pope at 404.420.2015 or Susie McGehee at 404.420.2015.

New Resource: Compliance Conference Scheduled

GBA’s first Compliance Conference is scheduled for September 25-26 at the Idle Hour Country Club in Macon.  As a bank compliance officer, you play a critical role in your institution's overall risk management strategy as you constantly monitor the effectiveness of your compliance policies and procedures.  The conference is a cost-effective way for you to obtain the latest regulatory guidance and best practices in the compliance arena.  This year's Compliance Peer Group Officers have planned an informative agenda. 

  Topics include:  Fair Lending, Georgia State Banking Laws, How to Prepare for a BSA Exam, Regulatory Changes, Monitoring for Compliance with Deposit Regulations, AML, SARS, Regulatory Panel Discussion, Fair Lending Workshop.  You may register online or call GBA’s Marybeth Jones at 404.420.2032.

Dr. Donald Ratajczak to Provide Economic Update at President/CEO Conference

Registrations are coming in at a steady pace for the GBA’s President/CEO Conference.  Bankers across Georgia will convene on October 5-7 at The Westin Savannah Harbor Resort.  No conference would be complete without an economic update. Join Dr. Donald Ratajczak as he reviews the current economic conditions, discusses possible policy response and outlines possible future projections of interest rates, inflation, growth and employment.  If the economy can’t be much worse, does this mean it will soon be much better? 

  GBA has reserved a block of rooms at The Westin at a special rate of $200 per night for single or double occupancy, plus a $16 per room, per night resort fee. To reserve your room, please contact the hotel directly at 912.201.2000.  Be sure to tell them you are with the Georgia Bankers Association. The GBA conference room block will expire Friday, Sept. 5. Please call GBA’s Susie McGehee at 404.420.2010 with questions. 

Bank Counsel Conference Scheduled for October 5-7

An economic update, regulatory enforcement actions, capital and liquidity issues, and the ever-popular Recent Developments in Banking Law highlight this year’s GBA Bank Counsel Conference Oct. 5-7 at The Westin Savannah Harbor Resort and Spa. Senior officials from financial institution regulatory agencies will also be on hand to provide guidance on what to expect during the 2009 exams.  Held in conjunction with GBA’s President/CEO Conference, this event will also provide CLE Credits for those attending.  Other activities include golf, fishing and shooting tournaments, as well as a spouse program. 

  GBA has reserved a block of rooms at The Westin at a special rate of $200 per night for single or double occupancy, plus a $16 per room, per night resort fee. To reserve your room, please call the hotel directly at 912.201.2000.  Be sure to tell them you are with the Georgia Bankers Association. The GBA conference room block will expire Friday, Sept. 5. With questions, please call GBA’s Susie McGehee at 404.420.2010.

Operations/Technology School Scheduled for November

GBA’s Southern Operations and Technology School will be held November 2-7 at the University of Georgia.  As a resource for focused training in banking technology and operations, the school is the premier provider in the southeast and one of only a few in the country. 

  The two-year program covers four areas:  compliance, risk management, technology and general management.  A brochure about this year’s school and an application will be mailed with next week’s Bulletin.  Please call GBA’s Marybeth Jones at 404.420.2032 for details.

New AIB Online Courses Resume Week of September 8

There are not any AIB online classes scheduled for the weeks of Aug. 25 and Sept 1.  AIB classes will resume the week of September 8. There is still availability in the following AIB Online classes beginning Aug. 18. 

 

Please see the AIB Online Course Schedule for a complete listing or call GBA’s Alison Moreau at 404.420.2034 with questions.


Fall AIB Classroom Offerings: Economics, Banking Basics

AIB classes meet three hours each week for two to 15 weeks and are held at a local financial institution.  If you would like to see a specific AIB course offered in your area or if you have questions about AIB classroom courses, please call GBA’s Alison Moreau at 404.420.2034.  Here are the upcoming AIB classroom courses for Fall 2008:

 

Register for GBA Webinars Today

Just a reminder that GBA will offer the following webinars during the week of Aug. 11:

  All webinars are live and allow time for questions and answers. The $250 registration fee gives you access to one web site “seat,” one telephone site license and all handout materials. If you can’t attend the webinar, you may buy the audio CD, handout materials and a password to see the information online. With questions, please call Courtenay Pope at 404.420.2015.

ABA Education Foundation Recognizes GBA’s Financial Literacy Efforts

On July 29, The American Bankers Association Education Foundation recognized several state bankers associations for their efforts to promote financial education within their states.  The Georgia Bankers Association was recognized for exceeding their participation goal in Get Smart About Credit Day.  “At its heart, banking is about people,” explained Laura Fisher, ABA Education Foundation director.  “And today we acknowledge and reward the state banking associations’ efforts encouraging bankers to promote financial literacy in their communities.”  The program is coordinated in Georgia by Leadership GBA.

  Get Smart About Credit along with Teach Children to Save are annual programs sponsored by the ABA Education Foundation that have led to some 69,000 volunteers bankers sharing with nearly 3.2 million students the value of saving and the dos and don’ts of credit.  If you would like more information on how to get involved in Get Smart About Credit Day or Teach Children To Save Day, please contact GBA’s Jennifer Stevens at 404.420.2024 or Susie McGehee at 404.420.2010.

Learn About Amendments on GA Ballots
There are three constitutional amendments that will be on Georgia ballots this November. The Association County Commissioners of Georgia (ACCG) is hosting a series of educational public forums for voters to learn more about these amendments. These forums are a great way to make sure you’re well informed about issues on the ballot. They are free to the public but ACCG does ask for an RSVP. Please notify Andrew Watson at 404.522.5022 ext. 184 if you will be attending one of these sessions or have questions. Here are details:  
  • Laurens County- Tuesday, August 26, from 3:00 to 5:00 p.m. at the McGrath Keen Sr. Conference Center, 1200 Belleview Ave, Dublin, GA 31021.

  • Coffee County- Wednesday, August 27, from 9:00 to 11:00 a.m. at the C.E. Weir Center, 224 East Bryan Street, Douglas, GA 31533.

  • Chatham County- Wednesday, August 27, from 2:00 p.m. to 4:00 p.m. at the Chatham County Administrative Building, 124 Bull Street, Savannah, GA 31401


Action Request: Updates for the Directory

You should have received a request form by fax to update your banks’ information in the Georgia Financial Institutions Directory from Accuity, the directory publisher.  If you have not received your bank’s request form, please contact Janet McDowell at 770.935.8267.

  We need your information no later than Aug. 29 for inclusion in the Winter edition. For further information, please call GBA’s Kenyetta Parks at 404.420.2035.

Resource: Customer Relationship Management Made Easy

MSI, a division of Fidelity Information Services and a new Strategic Partner of the GBA, is one of the most trusted industry leaders in browser-based CRM software for community financial institutions.  CONNECTIONS, MSI’s comprehensive CRM solution, allows institutions to consolidate data into one comprehensive database with more capabilities and flexibility than traditional methods.

  CONNECTIONS features include profitability, tailored database marketing, sales tracking, cross-selling, reporting tools and much more, all designed to increase profitability to an institutions bottom-line.  For more information, please contact MSI’s Ellen Morgan at (205) 991-5900, ext. 484, or GBA’s Chad Wilson at (404) 420-2031.

Resource: Tools for Employment Law Compliance
Employment Law Compliance, Inc. is a Strategic Partner of the Georgia Bankers Association and our primary resource to provide employee handbooks, toolkits, affirmative action plans, and other compliance products specifically designed for community banks.  Keeping up with ever-changing employment regulations and human resources best practices can be time consuming.  Monitoring changes specific to the banking industry adds even more effort to the task. Employment Law Compliance focuses on the needs of community banks which do not have the luxury of a large HR staff or in-house employment counsel.   Their staff is committed to designing and maintaining solutions and services that can help your bank attract, hire, retain, and manage the best employees.  For more information, please contact ELC’s Steven Greene at 770.206.3371 or GBA’s Chad Wilson at 404.420.2031.

GBA Job Bank
The Georgia Bankers Association offers free job posting resources for our member banks.  These listings can be viewed online or through our bi-weekly publication included in the GBA Bulletin.   Resume postings are also available.  For more information, please call Kenyetta Parks at 404.420.2035.

Some of the Services Available Through GBA Services, Inc.

Bond and D&O Insurance

Holiday Decals

Checking Club Programs

Human Resources Solutions

Community Reinvestment Act

Job Bank

CRM

Marketing & Sales

Discounted Check Program

Non-Qualified Executive Benefits (BOLI)

Discounted Local & Long Distance Program

Pledging Pool Program

Federal Flood Certification Corp.

Record Retention Guide

Financial Industry Pre-Employment Assessments

Senior Housing Crime Prevention Foundation

FinCrime

Strunk & Associates, L.P.

Financial Marketing Solutions (FMS)

Thumbprint Signature Program

Georgia Financial Directory

Trust and Investment Services

Georgia Law Code Book


 
GBA Services, Inc. is governed by a board composed primarily of community bank presidents who look for the best products and services available.    They do the due diligence for you and you can rely on their efforts.  For more information or to order any of these products or services, please call 404.522.1501.

Send Us Your News

Please remember to include the Georgia Bankers Association on the list of recipients for announcements about promotions, new employees and special recognition your bank has received. 

  We want to share your news with your colleagues across the state.  Please forward your announcements and photos to GBA's Lydia Thomas.

Newsmakers
 
   
Atlanta - The Buckhead Community Bank
Madeline Rowan
has been named SBA Division Manager and Senior Vice President, and Brett Carter has been named Vice President in the bank's SBA Lending Division.

Fayetteville - Southern Community Bank
Denise Stringer
has been promoted to Credit Support Officer.

Gainesville - Peach State Bank
Heather Wilbanks
has been promoted to Assistant Vice President.

Johns Creek - Century Security Bank
Ian Chen has joined the bank as Assistant Vice President and Business Development Officer at the bank's new Doraville branch.

Jonesboro - Heritage Bank
Laura Connatser
and Dondra Clark have joined the bank as Branch Managers of the Fayetteville and Jonesboro locations respectively.

Molena - First Bank of Pike

Congratulations to CEO John Barker, Jr. on his recent retirement.  John is pictured below with his GBA 50 Years in Banking award at a reception at the bank last week. Also pictured are his son, John Barker, III and GBA President Joe Brannen.

Ringgold - Northwest Georgia Bank
Alan Johns
has joined the bank as Assistant Vice President and Branch Manager and Jeff Weeks as Assistant Branch Manager.

Thomasville - Farmers & Merchants Bank

William J. "Bill" Watson has joined the bank as Loan Officer. Ryan Snowden has been promoted to Assistant Vice President and Branch Manager, and Susan Aarons to Cash Management Officer and Branch Manager.

Woodstock - First Cherokee State Bank
Todd Bogdan has been promoted to Executive Vice President and Chief Credit Officer.


Rowan


Chen


Johns


Snowden

Carter


Connatser


Weeks


Aarons

Wilbanks


Clark


Watson


Bogdan

Calendar of Events

Details for August

 

Conferences

 

Sept. 25-26 Compliance Conference Macon
Oct. 5-7 President/CEO Conference Savannah
Oct. 5-7 Bank Counsel Conference Savannah
     

Conventions/Events

 

Sept. 4//11/23 Fall Economic Forums Gainesville/
Macon/Valdosta
Oct. 22 Georgia BankPAC Golf Classic Valdosta
Jan. 14, 2009 Legislative Reception Atlanta
June 14-17, 2009 Annual Convention Colorado Springs, CO
     
 

Schools

 

Oct. 22-24 Branch Managers Institute Macon
Nov. 2-7 Southern Operations & Technology School Athens
 

 

 

 

Seminars

 

Aug. 5 Understanding Loan Documents, Part 1- Loan Documents Webinar
Aug. 5 Health Savings Accounts- Advanced Topics on Maximizing the Benefits of an HSA Webinar
Aug. 6 AML Compliance & SAR Decision Making & Documentation, Part 2 Webinar
Aug. 11 Implementing the New FACT Act Final Rules- Part 1 - Affiliate Marketing Rules Webinar
Aug. 12 Common Compliance Violations Webinar
Aug. 12 Compliance Issues for Advertising & Marketing Webinar
Aug. 13 FDIC Insurance- What Your Customers Want to Know Webinar
Aug. 13 Microsoft Excel 2007- Tips & Tricks Webinar
Aug. 14 Managing a Highly Successful Branch Webinar
Aug. 14 Problem Loans, Part 3 Webinar
Aug. 15 Construction Lending, Part 1- Consumer Construction Loans Webinar
Aug. 18 Implementing the New FACT Act Final Rules- Part 2 - Developing the Written Program Webinar
Aug. 19 2008 Update - Safe Deposit, the Fundamentals Webinar
Aug. 19 Understanding Loan Documents, Part 2- Real Estate Documents Webinar
Aug. 20 Check Holds Webinar
Aug. 21 Loans to Insiders Webinar
Aug. 25 Implementing the New FACT Act Final Rules- Part 3 - Developing the Risk Assessment Webinar
Aug. 26 Career Paths for Bankers™ Workshop Macon
Aug. 27 The Top 20 Security Mistakes that a Smart Institution NEVER Makes Webinar
Aug. 28 These People Drive Me Crazy Webinar
Sept. 4 Incident Response Plan Webinar
Sept. 5 Construction Lending, Part 2- Commercial Construction Loans Webinar
Sept. 8 New Regulation Z Mortgage Lending Rules- A First Look Webinar

Sept. 10

IRA Update and Review Workshop

Macon

Sept. 11

IRA Update and Review Workshop

Gainesville

Sept. 16 Basic Deposit & Operations Compliance Macon
Sept. 17-18 Basic Loan Compliance Macon
Sept. 24 GBA Health Savings Account (HSA) Seminar Macon
Oct. 22-24 Branch Managers Institute Macon
Oct. 28 Advanced Loan Documentation Macon
Nov. 5 Bank Security Seminar: Bank Robbery/Physical Security Macon
Nov. 13 Analyzing Personal Financial Statements Macon
Nov. 20 UCC Update Macon
   
  American Institute of Banking (AIB)  
Ongoing AIB Online Courses Online
Ongoing AIB Online - Instructor-led Online
     
  AIB Classroom Courses  
Aug. 18 Economics for Bankers McDonough
Sept. 11 Principles of Banking Atlanta
     
Board/Committee Meetings  
Oct. 19-21 GBA Insurance Trust, Inc. Board of Directors Young Harris
Oct. 20-22 GBA Retirement Services, Inc. Board of Directors. Young Harris
     
  Roundtables/Peer Groups  
Aug. 8 CEO Roundtable, Group 2 Macon
Sept. 12 CEO Roundtable, Group 1 Macon
Sept. 19 CEO Roundtable, Group 4 Macon
Oct. 15 CEO Roundtable, Group 5 Macon
Oct. 22 Finance Operations Officer Roundtable A Macon
Oct. 24 Finance Operations Officer Roundtable C Macon
Oct. 30 Finance Operations Officer Roundtable B Macon
Nov. 7 CEO Roundtable, Group 2 Macon
Dec. 2 President/CEO Roundtable, Group 4 Macon
Dec. 3 CEO Roundtable, Group 1 Macon
     
 
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