Credit Committee

Credit Committee

The Credit Committee remains abreast of developments, legislation and regulations affecting consumer and commercial lending and makes this information available to GBA members.

The committee participates in the planning of an annual conference; co-sponsors the Commercial Lending and Consumer Lending Schools conducted by the Tennessee Bankers Association; and participates in other lending workshops, seminars and teleconferences.

Mr. Clark F. Hungerford, Chair
Vinings Bank
4451 S. Atlanta Rd., Ste. 102
Smyrna, GA30080
(678) 384-7879

Mr. E. Vernon Tanner, Vice Chair
North Georgia Bank
P.O. Box 1499
Watkinsville, GA30677
(706) 769-8200

Mr. Charles Ricky Nessmith, Group 1
Farmers & Merchants Bank
P.O. Box 2789
Statesboro, GA30459-2789
(912) 489-2600

Mr. W. Dale McGriff, Group 2
South Georgia Banking Company
P.O. Box 1505
Tifton, GA31793
(229) 382-4211 ext 1107

Mr. Michael W. Henry, Group 3
PlantersFIRST
P.O. Box 1407
Hawkinsville, GA31036-1407
(478) 783-4017

Mr. Bruce Bartholomew, Group 4
McIntosh State Bank
P.O. Box 3818
Jackson, GA30233-0079
(770) 775-8300

Mr. Timothy Neil Stevens, Group 5
KeyWorth Bank
9925 Haynes Bridge Rd., Ste. 100
Alpharetta, GA30022
(770) 753-2303

Mr. Richard E. Cathey, Group 6
American Pride Bank
P.O. Box 27777
Macon, GA31221-7777
(478) 784-1448

Mr. Richard E. Drews, Jr., Group 7
Century Bank of Georgia
P.O. Box 580
Cartersville, GA30120
(678) 721-2014

Mr. John Moreau, Group 9
Cherokee Bank, N. A.
P.O. Box 4250
Canton, GA30114
(770) 479-3483

Mr. Hubert G. Herndon, Jr., Group 10
Regions Bank
P.O. Box 917
Madison, GA30605-0917
(706) 342-4072

Mr. Chris Banks, At Large
Darby Bank and Trust Company
P.O. Box 870
Vidalia, GA30475-0870
(912) 277-2301

Mr. Charles L. Bennett, Jr., At Large
Habersham Bank
1920 Marietta Highway
Canton, GA30114
(770) 479-4244 ext.4254

Mr. Roger D. Botwin, At Large
First Georgia Community Bank
150 Covington Street
Jackson, GA30233
(770) 504-7086

Mr. David R. Coxon, At Large
United Community Bank - Fairburn
P.O. Box 37
Fairburn, GA30213-0037
(770) 964-1551

Mr. Peter G. Faser, At Large
Security Bank
3715 Northside Parkway
Atlanta, GA30327
(404) 869-0335

Mr. J. Pierce Grantham, Jr., At Large
Columbus Bank and Trust Company
P.O. Box 120
Columbus, GA31904-0120
(706) 649-4796

Mr. Mark K. Hancock, At Large
The PrivateBank
5895 Windward Parkway
Alpharetta, GA30005
(770) 740-2895

Mr. Timothy W. Hawks, At Large
Stephens Federal Bank
P. O. Drawer 40
Toccoa, GA30577-0040
(706) 886-2111

Mr. Heyward Horton, Jr., At Large
Security Bank of Gwinnett County
1380 Peachtree Industrial Blvd.
Suwanee, GA30024
(770) 904-2709

Mr. Robert E. Lambertson, At Large
Pinnacle Bank
P.O. Box 430
Elberton, GA30635-0430
(706) 213-3314

Ms. Erika H. Lane, At Large
Athens First Bank & Trust
P.O. Box 1747
Athens, GA30603-1747
(706) 357-7044

Mr. James E. Rountree, At Large
SunTrust Robinson Humphrey
P.O. Box 4418
Atlanta, GA30302
(404) 588-7559

Mr. Roger W. Snyder, At Large
First National Bank of Griffin
P.O. Drawer F
Griffin, GA30224-0045
(770) 227-2251

Mr. Spencer L. Strickland, At Large
Mountain State Bank
P.O. Box 509
Dawsonville, GA30534-0010
(706) 265-1001

Mr. William R. Stump, Jr., At Large
Community Bank & Trust-West Georgia
P.O. Box 1489
LaGrange, GA30241-1489
(706) 884-7999

Mr. James C. Watson, III, At Large
United Community Bank - Cornelia
P.O. Box 428
Cornelia, GA30531
(706) 776-3114

Mr. Randy Griffin, Associate Member Representative
CSRA Business Lending
3023 Riverwatch Parkway, Ste. A
Augusta, GA30907
(706) 210-2010

Mr. Steve H. Powell, Associate Member Representative
Steve H. Powell & Company
P.O. Box 2701
Statesboro, GA30459-2701
(912) 682-3029