State Banking Issues

Georgia General Assembly 2020 Session

The Georgia General Assembly convened Jan. 13 for the second session of a 2-year legislative cycle. Upon completion of the 29th Legislative Day on March 13, 2020, the General Assembly suspended the session due to the COVID-19 pandemic. The General Assembly reconvened on June 15, 2020, and adjourned sine die on June 26, 2020, completing the 2019-2020 biennial. Legislation not completed duriing the biennial must be reintroduced in 2021 should the sponsor choose to pursue the concept.

GBA was represented throughout each session by our Senior Vice President for Government Relations, Elizabeth Chandler, 404.420.2027, President and CEO, Joe Brannen, 404.420.2026, and our Government Relations Consultant Steve Bridges, 404.420.2037. Contact any of them with questions about legislation, information about your legislator's stance on a particular issue or to request any other information related to the Georgia General Assembly.

GBA's Georgia General Assembly Legislation Tracker

Below are the banking and financial services bills we are tracking during the 2020 session.

GBA Priority / Supported

Department of Banking and Finance Housekeeping Bill (Priority)
HB 781 by Rep. Bruce Williamson (R-Monroe) is the annual bill crafted by the Banking Department with input from GBA’s Bank Counsel Section and other stakeholders. Among the major provisions are those that would allow a de novo bank to pay a dividend before becoming cumulatively profitable in certain circumstances; allow the Department to waive director residency requirements; revise the requirements to acquire a trust company; clarify that representative offices may exercise the same powers as other bank offices; and add night depositories as an extension of a bank location. The bill passed the House and Senate.

Director and Officer Liability
SB 373
by Sen. John Kennedy (R-Macon) is patterned after GBA’s legislation from 2018 that gave directors and officers of banks and other business corporations gross negligence protections under the state’s Business Judgment Rule. This bill applies to directors and officers of not-for-profit corporations like those who serve on the Board of Directors of the Georgia Bankers Association. The bill passed the Senate and House.

COVID-19 Immunity
HB 167
by Rep. Darlene Taylor (R-Bainbridge),originally dealt with those authorized to adjust residential insurance claims. In the Senate, the bill was amended at the request Sen. John Kennedy (R-Macon) to add language giving businesses certain immunity from frivolous law suits related to the COVID-19 pandemic. The bill passed the Senate, but the House chose to focus on SB 359 by Sen. Chuck Hufstetler (R-Rome) that originally dealt with surprise billing of medical claims. The bill was amended to include somewhat similar immunity language and was handled in the House by Rep. Trey Kelley (R-Cedartown). The latter bill passed both Houses.

Income Tax - Hurricane Michael Relief
HB 105 by Rep. Sam Watson (R-Moultrie) would exempt federal disaster relief payments to victims of Hurricane Michael from state income taxes. The Senate amended the original bill  to include a $.50 per ride fee on ride share services in Georgia ($.25 for shared). The House agreed to the amendment which gave the bill final passage. 

Banking Improvement Zone
SB 20 by Sen. Michael "Doc" Rhett provides for the establishment of banking improvement zones to encourage opening of bank branches or representative offices in areas underserved by banks through incentive-based rates paid on local government deposits. The bill passed the Senate and House. Similar legislation, HB 552, was introduced by Rep. Spencer Frye (D-Athens), but did not move from the House Banks and Banking Committee during the session.

SB 443 by Sen. Jesse Stone (R-Waynesboro) is a mostly-technical revision to the current garnishment statute with one of the more significant provisions being to extend Georgia’s continuing garnishments from six months to three years. The bill passed the House and Senate.

Georgia Industrial Loan Act Supervision
HB 462 by Sen. John Kennedy (R-Macon) moves the supervision of lenders making loans under the provisions of the Georgia Industrial Act from the Insurance Commissioner to the Banking Commissioner. The name of the loans is changed from industrial loans to installment loans. The bill passed both Houses.

Electronic and Remote Online Notarization
HB 785 by Rep. Joseph Gullett (R-Dallas) creates additional ways to notarize documents by electronic means. The Georgia Superior Courts Clerks Authority will be empowered to develop and maintain rules and standards. The bill is a unanimous recommendation of the Georgians First Commission.  A consensus could not be reached among the members of the House Judiciary Committee and the bill did not move forward. Rep. Gullett then introduced HR 1525 that would create a House study committee on electronic and remote online notarization; however, the bill did not advance from the House Judiciary Committee due to budget restrictions. GBA supports the concept and looks forward to working with legislators next session on the concept.

Tort Reform
SB 390 and SB 415 by Sen. Steve Gooch (R-Dahlonega) are comprehensive bills to streamline the process of litigation and reduce costs for Georgia's industries, small businesses and citizens.  SB 390 received no action in the Senate. However, SB 415 was reported from the Senate Insurance and Labor Committee and the Senate Rules Committee. After a vigorous floor debate, the bill was tabled and brought up later, but tabled again. The bill received no further action during the session. GBA was among a large coalition of business interests supporting the effort to improve the legal climate for Georgia businesses.

COVID-19 - Georgia Safe Program
SB 532 by Sen. Jeff Mullis (R-Chicamauga) authorizes the Department of Economic Development, in conjunction with the Department of Public Health, to develop, implement, and promote the Georgia Safe program for participant businesses in this state that pledge to abide by certain health and safety protocols for sanitation, safety, and general operations to receive certification. GBA was among several organizations working with the Department of Economic Development which is expected to be able to move forward with the program even though this legislation was not passed having been introduced after Crossover Day.

Bills Opposed

Local Government Infrastructure Financing Authorities
SB 309
by Sen. Jesse Stone (R-Waynesboro) creates the Georgia Municipal and Local Government Infrastructure Finance Authority and the Georgia County and Local Government Infrastructure Finance Authority to facilitate the purchase or lease of infrastructure by participating local governments.  The authorities would have broad powers including the ability to issue revenue bonds to finance infrastructure. GBA is opposed as the bill would consolidate into one of these statewide authorities some of the public financing of various types of loan and lease transactions that are currently being facilitated by our members at the local level. The bill was assigned to the Senate State and Local Government Operations Committee but did not move during the session.

Elder Financial Abuse
HB 402 by Rep. Houston Gaines (R-Athens) would expand the current statute requiring bankers to report suspected cases of elderly financial exploitation to also report instances of suspected elder abuse and neglect. GBA is opposed as bankers are simply not in a position to spot abuse and neglect. Reports made by bankers have risen related to suspected cases of financial exploitation as bankers are better equipped to make those reports. The bill was was assigned to the House Human Relations and Aging Committee but was not reported out of committee during the session.

PACE Loans

SB 162 by Sen. Matt Brass (R-Newnan) is related to financing broadband services that originally included language prohibiting lenders from accelerating loans under certain circumstances. PACE is the abbreviation for property assessed clean energy financing and the concept is being hawked as an alternative means of financing energy efficiency upgrades, disaster resiliency improvements, water conservation measures, or renewable energy installations of residential, commercial, and industrial property owners. Obviously these types of loans are readily available from traditional lenders. What’s unique about PACE loans is that they are authorized by a public entity (in this case a Downtown Development Authority or other Development Authority), the loan payments are made along with property tax payments, and the loan balance has the same super priority lien status that a tax lien would have should a foreclosure occur. These loans all run with the property and not the borrower, so if a property is sold, the PACE loan obligation remains. GBA opposed the bill as it would create a superlien that has priority over existing liens held by our members. The bill passed the Senate but did not get reported out of the House Energy, Utilities and Telecommunication Committee during the 2019 session. However, in the 2020 session, the superlien language was removed and the entire bill was replaced with language to authorize a local government to regulate the occupancy or rental of residences when any such occupancy or rental is for a fee and is for less than 30 consecutive days. The bill was reported out of committee as well as from the House Rules Committee but subsequently recommitted to the Rules Committee. No further action was taken on the bill.

Bills Monitored

HB 19 by Rep. Sandra Scott (D-Rex) would create a comprehensive state civil rights law protecting individuals from discrimination in housing, public accommodations and employment. The bill was assigned to the House Judiciary Committee but did not receive action.

Bank Data Match – State Tax Delinquencies
HB 452 by Rep. Steven Sainz (R-Woodbine) would allow the Department of Revenue access to the child support data match registry to search, levy and seize deposits found of delinquent tax payers. The bill passed the House and assigned to the Senate Committee on Assignments but no further action was taken.

HR 875 by Rep. Dar’Shun Kendrick (D-Lithonia) would create the House Study Committee on Financing Options for Cannabis-based Businesses.  The House Special Rules Committee held a hearing on the bill but took no further action.

Checks for Payroll
HB 110 by Rep. Tom Kirby (R-Loganville) would give employers the discretion to issue payroll for wages in the manner chosen by the employer. The bill was reported from the House Industry and Labor Committee but did not move further.

Criminal History Record Restriction
SB 288 by Sen. Tonya Anderson (D-Lithonia) would restrict certain criminal history record information of arrests when there has been a final disposition other than a conviction or a certain time period and conditions are met since a conviction. Exemptions are included for financial institutions requiring such information for hiring decisions under federal statutes. The bill passed both the Senate and House.

Cyberbreach Safe Harbor
SB 493 by Sen. Bruce Thompson (R- White). The bill establishes a legal safe harbor which may be pled as an affirmative defense to a cause of action sounding in tort that alleges or relates to the failure to implement reasonable cybersecurity controls, resulting in a data breach of private information covering entities that implement a cybersecurity program that substantially complies with requirements outlined in the bill or that implement a cybersecurity program through the use of an appropriately credentialed independent security professional. The bill passed the Senate and was the subject of several hearings in the House Judiciary Committee. However, the bill did not move forward.

Cybersecurity Study Committee
HR 1093 by Rep. Don Parsons (R-Marietta) creates a committee to better understand whether additional security requirements for privacy protection and increased investments in better internet-of-things related security measures should be considered. The resolution was reported out of the House Energy, Utilities and Telecommunications Committee but did not move further.

Cybersecurity Task Force
HB 862 by Rep. Dar’Shun Kendrick (D-Lithonia) creates a cybersecurity task force to study and make recommendations in eight areas related to the security of connected computing devices.  The bill was assigned to the House Public Safety and Homeland Security Committee, but the bill did not move.
Dedicated Taxes and Fees
HR 164 by Rep. Jay Powell (R-Camilla) would amend the Constitution so as to authorize the General Assembly to provide by general law for the dedication of revenues derived from fees or taxes to the public purpose for which such fees or taxes were imposed. The bill passed the House and regretfully, Rep. Powell died unexpectedly following the Session. Sen. William Ligon (R-Brunswick) took up the cause and shepherded the bill through the Senate. The bill was eventually passed by both the House and Senate.

Dispossessory Proceedings
HB 1022 by Rep. Sharon Cooper (R-Marietta) revises procedures for the initiation of dispossessory actions to require a demand by the owner and a tenant's opportunity to cure. The bill was assigned to the House Judiciary Committee but the bill did not move.

HB 1184 by Rep. Sam Park (D-Lawrenceville) provides for certain notices to tenants for dispossessory proceedings and includes language related to the sufficiency of notices for termination of tenancies, responses to dispossessory proceedings and stays of writs of possession under certain circumstances. The bill was introduced after Crossover Day so did not move.

Elder Abuse Reporting
HB 955 by Rep. Chuck Efstration (R-Dacula) increases the penalty for willfully failing to report cases of elder financial exploitation to a misdemeanor of a high and aggravated nature. The bill was amended by the House Governmental Affairs Committee at Rep. Efstration's request to address concerns GBA raised and reported, but the bill did not receive further action.

HB 978 by Rep. Bee Nguyen (D-Atlanta) amends the current statute related to mandated reporters including employees of financial institutions to prohibit retaliation against a person relating to a report that a disabled adult or elder person is in need of protective services or has been the victim of abuse, neglect or exploitation. The bill was amended to remove private right of action language and merged with HB 987 by Rep. Sharon Cooper (R-Marietta) which is a comprehensive bill that increases the oversight of elder care facilities. HB 987 passed both the House and Senate.

Elder Financial Exploitation
HB 1097 by Rep. Calvin Smyre (D-Columbus) would create the Elder Financial Exploitation Task Force to assess the current status of elder and vulnerable adults as related to financial exploitation, examine the existing services and resources available to elder and vulnerable adults and any barriers to such services and resources; and develop recommendations to address problems associated with the financial exploitation of elder and vulnerable adults. The bill was assigned to the House Human Relations and Aging Committee but the bill did not move.

Electronic Filing – Courts  / Abolishing County Police Departments
SB 38 by Sen. William Ligon (R-Brunswick) would exclude certain filings such as those related to the enforcement of child support orders to be entered into the clerk of court’s electronic filing registry. The bill passed the Senate and was reported out of the House Judiciary Committee during the 2019 session but did not move further. In the waning days of the 2020 session, the Committee deleted all the previous language and substituted language establishing a procedure for a county police department to be disbanded. The amended bill passed the House and was agreed to by the Senate which gave the bill final passage.

Factory Built Buildings and Residential Units
HB 1008 by Rep. Joe Campbell (R-Camilla) removes the requirement that factory-built buildings be permanently attached to a metal chassis. The bill passed the House and Senate.

Fair Housing Discrimination
SB 286 by Sen. Tonya Anderson (D-Lithonia) and HB 1010 by Rep. Kim Schofield (D-Atlanta) are identical bills that among other things, prohibits lenders from discriminating in the making of loans secured by residential real property on the basis of hairstyles historically associated with race. SB 286 was assigned to the Senate Insurance and Labor Committee and HB 1010 was assigned to the House Industry and Labor Committee. Neither bill received action.
FDIC Insurance Premium Deductibility
HB 762 by Rep. John Carson (R-Marietta) would restore the deduction of FDIC insurance premiums from state income tax liability for banks that lost the deduction when legislation was adopted to conform with recent federal tax reform legislation. The bill was assigned to the House Ways and Means Committee but did not move.

FinTech Regulatory Sandbox
HB 763 by Rep. Todd Jones (R-Cumming) empowers the Attorney General to designate a developing financial product or service as innovative and in so doing, that would allow a person, without being licensed or registered as would otherwise be required, to test the products or services for a limited time and on a limited basis. The bill was assigned to the House Banks and Banking Committee but did not move.

Foreclosures, Military
HB 776 by Rep. Billy Mitchell (D-Stone Mountain) would provide protections for military service members in the event of foreclosures or other proceedings to enforce secured obligations. The bill was assigned to the House Judiciary Committee but did not move.
Fraudulent Transfers
HB 396 by Rep. Dale Washburn (R-Macon) would provide that it shall be unlawful for a person with intent to hinder, delay, impair, or defraud a creditor's rights to deed or otherwise transfer title to real property to another person without the knowledge or consent of such other person. The bill passed the House in the 2019 session but did not receive further consideration by the Senate Judiciary Committee.

Gross Receipts
HB 715 by Rep. Shaw Blackmon (R-Bonaire) removes certain references to gross receipts in the tax code. The bill was reported out of the House Ways and Means Committee but recommitted by the Rules Committee and no further action was taken.

HB 847
by Rep. John Corbett (R-Lake Park) builds off legislation passed in 2019 setting up a regulatory structure for growing and processing hemp in order for the Georgia Department of Agriculture’s policies and procedures will be in compliance with federal law and regulations. The bill passed the House and Senate.

Homeowner Association Fees
HB 1123 by Rep. Todd Jones (R-Cumming) provides that an owner's obligation for the payment of HOA assessments shall include reasonable attorney's fees actually incurred, the collection costs of an attorney, court costs and, in certain cases, the costs of a completed judicial foreclosure. The bill also removes an owner's obligation to pay the fair rental value of the property from the initiation of a judicial action until foreclosure or the judgment is otherwise satisfied. The bill was assigned to the House Judiciary Committee but did not move.

Homeowner Association Declarant
HB 904 by Rep. Jesse Petrea (R-Savannah) changes “lot owner” to “declarant” as a party that may request exemption from assessments. The bill was assigned to the House Judiciary Committee but did not move.

Homeowner Association Study Committee
HR 933
by Rep. William Bodie (D-East Point) creates a committee to study how homeowners’, condominium owners’ and similar community associations could be better organized to implement requirements and procedures for turnover and transition from declarants, developers or management companies. The House Special Rules Committee held a hearing on the bill, but it did not move further.

Homeowner/Property Owner Association Statement of Accounts
SB 178 by Rep. P.K. Martin, IV (R-Lawrenceville) would establish a statutory statement of accounts to be used by authorized parties representing homeowner or property owner associations to respond to requests for information needed by mortgage lenders to consider a loan request, including outstanding fees owed by property owners. The bill was reported out of the Senate Special Judiciary Committee, amended on the floor, but recommitted to the Committee where no further action was taken.

Information Security Officer – Covenants
HB 81 by Rep. Todd Jones (R-Cumming) would prohibit restrictive covenants from being included in information technology employee contract agreements. The bill was assigned to the House Judiciary Committee but did not move.

Infrastructure Financing
SR 793 by Sen. Brandon Beach (R-Alpharetta) that creates a joint House-Senate Study Committee on private financing of infrastructure projects. The bill passed the Senate and was reported out of the House Government Affairs Committee but no further action was taken on the bill.

Installment Land Contracts
HB 729 by Rep. Debra Bazemore (D-South Fulton) creates a filing process with the Clerk of Superior Court of a new type of document related to the sale of land over a period of five or more years. The bill was assigned to the House Judiciary Committee but did not move.

Lien Waivers
SB 315
by Sen. Lindsey Tippins (R-Marietta) intends to address Court of Appeals decisions involving waivers of liens and notices of nonpayment in contractor-subcontractor relationships.  As background, the Courts reversed the customary belief that not perfecting a lien waiver waived a contractor’s lien rights, but did not affect the contractor’s right to bring a subsequent breach of contract action. The proposed bill reverses the Court of Appeals decisions and codifies the industry’s prior understanding. If passed, contractors may bring a breach of contract action (usually for non-payment) even if they do not perfect their lien rights. The bill also adds an additional 30 days for the contractor to perfect their lien to bring the time to 90 days. The bill passed the House and Senate.

Peer-to-peer Vehicle Sharing
HB 337 by Rep. Shaw Blackmon (R-Bonaire) would establish a regulatory structure for peer-to-peer vehicle sharing services. The bill passed the House and Senate.

Probate Code
HB 865 by Rep. Mitchell Scoggins (R-Cartersville) is a substantial rewrite of the Probate Code that was last revised in 1999. The bill passed the House and Senate.

Property Tax Bills
HB 411 by Rep. Brett Harrell (R-Snellville) would preclude tax commissioners from including on property tax bills nontax related fees or assessments, including, but not limited to, storm-water service fees or solid waste service fees. The bill was assigned to the House Ways and Means Committee but did not move.

Record Restriction
HB 528 by Rep. Mandi Ballinger (R-Canton) allows the convictions of certain crimes to be concealed. The bill was assigned to the House Non-Civil Judiciary Committee but did not move.

Regional Development Authorities
HB 1073 by Rep. Sam Watson (R-Moultrie) creates regional development authorities, authorizes the One Georgia Authority to establish a grant program subject to available funding and authorize the new regional development authorities to apply for grants to support primary care health facilities. The bill passed the House but did not move out of the Senate Committee on Assignments.

Rental Property Owner Protection
SB 442 by Sen. William Ligon (R-Brunswick) balances the needs of Property Owners Associations with the needs of rental property owners. If an owner purchases a property and rents it to a long-term tenant in accordance with Property Owners Association rules, such property can remain a grandfathered rental property though the POA may change the rules in the future. The bill passed both the Senate and House.

Restroom Accessibility
HB 828 by Rep. Ron Stephens (R-Savannah) would require retail establishments to allow access to employee restrooms if public restrooms are not available for customers that have written documentation from health professionals of certain illnesses. Exemptions are included for locations where sensitive or federally protected information is stored. The bill was assigned to the House Judiciary Committee but did not move.

Right to Farm
HB 545 
by Rep. Tom McCall (R-Elberton) seeks to strengthen and protect farmers from loopholes in the existing right to farm statute. The bill passed the House and was reported out of the Senate Agriculture Committee. On the Senate floor, Sen. Jesse Stone (R-Waynesboro) successfully offered an amendment essentially removing the farmer protections. The Senate passed the amended bill, but no further action was taken.

Rural Capital Investment
HB 930 by Rep. John Corbett (R-Lake Park) amends the Georgia Agribusiness and Rural Jobs Act to add $100 million of additional credits to be available for eligible capital investment purposes in counties having population less than 75,000. The bill was assigned to the House Ways and Means Committee but did not move.

Self-settled Spendthrift Trust
SB 186 by Sen. Bill Cowsert (R-Athens) creates a new trust in Georgia that allows the creator of the trust to also be the beneficiary of the trust. The bill was amended and passed by the Senate in the 2019 session, but no further action was taken by the House Judiciary Committee.

Stored Value Cards
HB 488 by Rep. Martin Momtahan (R-Dallas) would establish a process intended to prevent the use of stored value cards to commit organized retail crime. The bill passed the House but did not move out of the Senate Committee on Assignments.

Student Loan Defaults – Professional Licenses
HB 42 by Rep. Scot Turner (R-Holy Springs). The bill would prohibit the state’s professional licensing boards from refusing to issue a license or suspending or revoking the license of a person who is a borrower in default under an educational loan issued through the Georgia Higher Education Assistance Corporation or through a federal agency. Among other licensees, those for money transmitters, check cashers and mortgage brokers are included. The bill was reported from the House Higher Education Committee in the 2019 session, but no further action was taken.

SB 92 by Sen. Brandon Beach (R-Alpharetta) would prohibit a professional licensing board from revoking licenses due solely to a student loan default. The bill passed the Senate, but no further action was taken by the House Appropriations Committee.

Subpoenas, GBI
HB 641 by Rep. Eddie Lumsden (R-Armuchee) authorizes subpoena powers for the Georgia Bureau of Investigation, upon the approval of the Attorney General, to investigate alleged violations of the Georgia Computer Systems Protection Act. Ransomware attacks would be the most likely type of crimes covered by the new subpoena powers. The bill was reported by the House Public Safety and Homeland Security Committee, but no further action was taken.

Tax Credits, Deductions and Exemptions
SB 302 
by Sen. John Albers (R-Roswell) creates a process to review various state tax credits, deductions and exemptions. GBA has provided Sen. Albers an analysis of the Bank Tax Credit developed by GBA’s Tax Advisory Committee explaining the background of the credit and that it is neither an incentive nor transferable credit. HB 1035 by Rep. Chuck Martin (R-Alpharetta) originally focused on certain tax exemptions for food banks and other credits. The Senate Finance Committee used that bill to substitute a range of tax credits for possible elimination, but neither bill received final action. 

Timber Harvesting

HB 897 by Rep. James Burchett (R-Waycross) requires the State Forestry Commission to develop a website to provide a state-wide notification platform for persons or firms harvesting standing timber to utilize as a uniform system of notification to local governing authorities. The bill passed the House and Senate. 

Timber Loss Tax Deduction
HB 919 by Rep. Matt Hatchett (R-Dublin) provides for a deduction from Georgia taxable income for casualty losses of timber in an amount based on the diminution of value. The bill was assigned to the House Ways and Means Committee but did not move.

Title Pawn
SB 329 by Sen. Randy Robertson (R-Cataula) provides for the regulation of the title pawn industry and places oversight in the Department of Banking and Finance. The lenders are being authorized to make loans up to $3,000 for three years or less with an APR not to exceed 36%. The Department is authorized to charge fees to cover the cost of supervision. Banks are specifically exempted. The bill was reported from the Senate Finance Committee, but no further action was taken.

HB 968 by Rep. Chuck Efstration (R-Dacula) and SB 451 by Sen. John Kennedy (R-Macon) are identical bills that would overturn Court of Appeals decisions that ensure existing warranties in contracts would remain in effect. HB 968 bill passed the House but received no further action in the Senate Judiciary Committee. SB 451 passed both the Senate and House.

Wills, Trusts and Estates
HB 1124 By Rep. Todd Jones (R-Cumming) would require written disclosure and the consent of the heirs or beneficiaries before a personal representative of an estate may enter into certain contracts or referral arrangements of which the personal representative has an interest. The bill was assigned to the House Judiciary Committee but did not move.

Wire Transfers
HB 532 by Rep. Jeff Jones (R-Brunswick) would require the collection of a defined fee to be remitted to the state for sending certain wire transfers. The bill was assigned to the House Ways and Means Committee but did not move.

Special Recognition
HR 826 by Rep. Alan Powell (R-Hartwell) recognizes Margaret Ayers of Northeast Georgia Bank, Lavonia, for 75 years of service at the bank.

HR 912 by Rep. Ron Stephens (R-Savannah) recognizes former GBA Chairman Jimmy Burnsed for his leadership to the State of Georgia and especially Bryan County. The resolution also calls for an interchange on I-95 to be named in his honor.

HR 913 by Rep. Ron Stevens, (R-Savannah) recognizes Jimmy Burnsed and another local leader, Harold Fowler, and calls for a bridge to be named in their honor. Congratulations, Jimmy!

SR 746 by Sen. Butch Miller (R-Gainesville) recognizes Ron Quinn, president and CEO of Peach State Bank, Gainesville, for his years of community service and recently being recognized with the prestigious 2020 Gainesville Rotary W. Lee Arrendale Vocational Excellence Award.